RESP

[OCAC]

想问问妈妈们都在哪里给宝宝开户买RESP?

 

[pange]

TD Canadatrust

 

[我来说两句]

没给这么小的孩子买过，给大点儿的孩子是从银行买的。

 

[大厨008]

最早在CIBC买的，投资亏了1年，换到一个group里了，这个女的好像在报纸上做过广告的，姓李的上海女的，感觉这个比银行的好，多少增点。可惜LG脑子不清爽，在CIBC的钱没转出来，今年又亏了

 

[dkwan]

Questrade.

 

[绽放927]

Td

 

[番茄炒西红柿]

RBC

 

[橘子orange]

RESP还存在亏损问题？我听朋友说，RESP 找个银行，自己存一部份，然后拿政府的一部分。这个赔赚怎么算的？

 

[菜鸟潜水]

RESP还存在亏损问题？我听朋友说，RESP 找个银行，自己存一部份，然后拿政府的一部分。这个赔赚怎么算的？

哈哈，我比较贪心，没把政府给的500刀算进去，只算了自己的钱亏了，如果加上政府的钱也就不亏了

 

[cyn0sure]

TD

 

[LittleSpring]

RESP is to save for your child's education. Open a family RESP plan instead of a single plan so that your other child can share the RESP plan together. In case one of the child decide not to go to university, then the other one can still use it. Yearly contribution is $2500 and government grant money would be $500 a year max. There are different options to invest your money in the RESP plan. Some you can invest in Mutual funds and stocks, then you might gain or loose money based on the market. Some you can invest in GICs, your return is fixed and could be less than other investment options, but the chance of loose money from GIC is almost impossible. CDIC insure most of the GICs up to $100K. Most of the financial institutions have RESP accounts available, some of them have annual fees. Find out what you want before you go open an account.

 

[1811]

RESP还存在亏损问题？我听朋友说，RESP 找个银行，自己存一部份，然后拿政府的一部分。这个赔赚怎么算的？

银行会推荐你买基金，基金亏，你就亏啦，曾经买过，三年才持平，现在就存定期，可是，整天银行的人叫你买基金。

 

[liberal fish]

BMO, so far earned $70 in 3months. Not sure the future value yet.

 

[QBoy&Girl^_^]

Tony state farm