我想把以前买房利用HBP从RRSP取出的钱一次补回去，应该怎么操作？谢谢！

[goldenmonkey98]

我想把以前买房利用HBP从RRSP取出的钱一次补回去，应该怎么操作？谢谢！

 

[ygzhao]

同问

 

[wonderland25]

Go to your bank contribute to your existing RRSP account, contribute the same amount to the RRSP account. Or open an new RRSP account with any bank, then contribute the same amount to the RRSP account. Next year when you do the income tax return of year 2012, input the amount in the income tax t1 Genearal, form Schedule 7, part B(Repayments under the HBP and LLP). In that way, CRA will recognize that you pay the full HBP amount back.

 

[liujiejie]

why？一般人不会这样做。
不知道你是不是要海归啊？给你个link参考吧.http://www.cra-arc.gc.ca/tx/ndvdls/tpcs/rrsp-reer/hbp-rap/spcl/nnrs-eng.html

 

[wonderland25]

you borrowed the funds from RRSP for HBP, of course you have used them already for down payment or other expenses. .But you have to use your own funds to put back into an RRSP account within 15 years. There is no 649. The first contribution could be March 1 of third year after your borrowed the money at latest. No matter it is a lump-sum, or installments, your will be using your money to contribute back to the RRSP account.

 

[苦逼热狗]

我记得是25年吧
急啥？

 

[goldenmonkey98]

Thx. I'm planning to relocate to China.

 

[wonderland25]

Check this CRA link:http://www.cra-arc.gc.ca/tx/ndvdls/tpcs/rrsp-reer/hbp-rap/, it is 15 years.