福布斯排名15个适合安度晚年的国家

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福布斯排名15个适合安度晚年的国家

2014-01-09 中国网

俄罗斯《共青团真理报》网站1月7日报道,哪里可以最好地度过晚年?美国《福布斯》近日公布了最适合退休人员安度晚年的国家排名表。

巴拿马荣登排名表首位。为什么会是这个南美国家?首先,因为那里美好的天气,当地货币对美元的特殊汇率,强劲的经济实力和稳定的政府。

此外,想成为巴拿马公民很容易。如果你想移民巴拿马,只需要拿5000美元在当地银行开立个人帐户,并满足以下三个条件其中之一:要么成为不动产的业主,或者你自己开设自己的公司或只是拥有一份工作。

但是,那里并非一切都很美好。有些人可能因为巴拿马国内的基础设施不健全和交通不便而不喜欢那里。

对于养老人员来说,住在厄瓜多尔也不错(它排在第二位) 。排在第三位的是马来西亚。同时,俄罗斯没有进入排行榜。

最适合退休人员安度晚年的国家排名表:

1.巴拿马

2.厄瓜多尔

3.马来西亚

4.哥斯达黎加

5.西班牙

6.哥伦比亚

7.墨西哥

8.马尔他

9.乌拉圭

10. 泰国

11. 爱尔兰

12.新西兰

13. 尼加拉瓜

14. 意大利

15. 葡萄牙

PERSONAL FINANCE
1/06/2014 @ 11:15AM |10,017 views

Best Places In The World To Retire: 2014 Edition
Richard Eisenberg, Contributor

International Living Annual Global Retirement Index, released on Sunday, is right on time. Six of its Top 10 countries — ranked based on data and International Living’s correspondents’ firsthand knowledge — are in Latin America, including this year’s winner: Panama. Another three are in Asia and one’s in Europe.

“Ecuador and Panama usually slug it out for the number one position in our rankings,” says Dan Prescher, special projects editor at International Living, which runs a magazine, website and conferences for retirees and wannabees.
(MORE: Is This the Best Place in the World to Retire?)

Why Panama Popped

This year, Panama — the southernmost country in Central America — won by recently making it easier to move there. Normally, you can get a Panamanian visa if you receive a pension of at least $1,000 a month; Social Security qualifies. But if you don’t have a pension, you might now be able to gain permanent residency through the fairly new “Friends of Panama” visa. You just need to have a local bank account there with at least $5,000 and either buy real estate, open a business or get a job in Panama.

Other reasons for Panama’s pop: “The weather is great, the value for the dollar is exceptional, the economy is robust and the government is stable,” says Prescher. “If there’s something you can’t get in Panama City, you probably don’t need it. And the rest of the country is just unconscionably gorgeous — it’s a tropical paradise with beaches, jungles and mountains.”

No place is perfect, of course. Panama didn’t score especially well in International Living’s infrastructure category. “Outside of Panama City, the roads are not that well maintained,” says Prescher. And in Ecuador, where Prescher and his wife Suzan live, “if you need your refrigerator repaired, it can take a long time, sometimes. There’s a lot of bureaucracy.”

International Living’s latest Top 10:
1. Panama
2. Ecuador
3. Malaysia
4. Costa Rica
5. Spain (up from No. 8 last year)
6. Colombia
7. Mexico (down from No. 4 last year)
8. Malta
9. Uruguay (down from No. 6 last year)
10. Thailand


(MORE: How to Choose Your Best Place to Retire)

The U.S. News Winners

Panama — more specifically, Coronado, Panama — led the list of U.S. News’ just published list of “The World’s 8 Best Places to Retire in 2014,” too. Those eight, chosen by Kathleen Peddicord, founder of the Live and Invest Overseas publishing group, include locales in four countries that are on International Living’s list and four that aren’t:

1. Coronado, Panama
2. Languedoc, France
3. Ambergris Caye, Belize
4. Cuenca, Ecuador
5. Chiang Mai, Thailand
6. Puerto Vallarta, Mexico
7. Granada, Nicaragua
8. Medellin, Colombia


Prescher concedes that even the International Living list is “at least half” subjective.

“If you don’t like the heat, you won’t like Panama. It’s tropical. And Panama City is a big, noisy place. If you don’t like big noisy places, you won’t like Panama City.”

A Critical Take on Panama

Indeed, two recent Huffington Post articles by George Rajna, of the We Said Go Travel blog, knocked Panama as a retirement haven. After noting that “Panama has serious pluses for potential retirees who desire to relocate abroad to a country with a cheaper standard of living than the United States,” Rajna said Panama City has “heinous traffic” and “crime can be a serious issue in many of the barrios” there. He was equally disappointed by Panama’s mountain highlands and the colonial town of Pedasi.

How to Suss Out a Retirement Locale

This kind of difference of opinion is exactly why Prescher says people thinking about retiring abroad should first “ruthlessly profile themselves” to honestly assess what they’d love and hate about a place.

“As soon as you leave your country, things will be different,” he says. “If you can’t get highly-pasteurized half-and-half for your morning coffee and that would bug the hell out of you, you’re not going to be happy living there.”

To do your research, spend some time reviewing the International Living and U.S. News rankings and their accompanying articles. Also, check out the free calculator at a site called Xpatulator.com, which lets you compare the cost of living in hundreds of countries, from Afghanistan to Zimbabwe. (Xpatulator says that in Panama, a loaf of white bread costs $1.36, a summer dress runs $38, monthly internet goes for $34 and the cost for a private-practice doctor visit for an uninsured patient is $49.)

After you’ve loaded up on stats and other people’s opinions, come up with a list of a few places that sound intriguing to you and spend some time in each to see whether you’d like living there. “Find out what it’s like in the worst season for weather and during rush hour,” says Prescher. “See a place at its worst.”

Your experiences and data will ultimately let you figure out which place truly is the best — for you.

Richard Eisenberg is the senior Web editor of the Money & Security and Work & Purpose channels ofNext Avenue and Assistant Managing Editor for the site. Follow him on Twitter @richeis315.

http://www.forbes.com/sites/nextave...e-world-to-retire-2014-edition/?ss=retirement
 
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