都说加拿大人傻钱多, 看看去年的RRSP统计吧

  • 主题发起人 主题发起人 zhzh
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zhzh

九袋长老
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Saving with RRSPs...
5,953,370 — number of Canadians who contributed to an RRSP in 2011 (down slightly from5,956,010 in 2010).
24% — percentage of eligible tax filers who contributed to an RRSP in 2011 (down from 26% in 2010).
$34.4 billion — total RRSP contributions in 2011 (up from $33.9 billion in 2010).
$772.5 billion — total amount Canadians were entitled to contribute to RRSPs as of 2011.
$683.6 billion — total unused RRSP contribution room as of 2011 (accumulating since 1991).
Note: You might be confused by 3 figures above -- since 34.4=/=772.5-683.6, don't worry
22.7 million — number of Canadians with RRSP contribution room in 2011.
$2,830 — median RRSP contribution in Canada in 2011 (up from $2,790 in 2010).
$4,750 — highest median RRSP contribution in 2011 (Nunavut).
$2,310 — lowest median RRSP contribution in 2011 (Manitoba).
$775 billion — the total value of assets in Canadian RRSPs in 2011 (down from in $782 billion in 2010), according to Investor Economics.
$22,970 — maximum allowable RRSP contribution per person for the 2012 tax year.
$301,478 — amount in an RRSP at age 65 if a person started contributing $2,000 every year from age 25 (assuming five per cent compound annual growth and 1.5 per cent inflation), according to the Fiscal Agents investment calculator.
$158,888 — amount in an RRSP at age 65 if a person started contributing $2,000 every year from age 35 (assuming five per cent compound annual growth and 1.5 per cent inflation), according to Fiscal Agents.
$75,080 — amount in an RRSP at age 65 if a person started contributing $2,000 every year from age 45 (assuming five per cent compound annual growth and 1.5 per cent inflation), according to Fiscal Agents.
...or TFSAs
$73.9 billion — value of tax-free savings accounts in Canada as of June 2012 (up from $54.4 billion the year earlier), according to to data from the consulting firm Investor Economics.
10 million — number of TFSAs in Canada as of June 2012 (up from 8.56 million the year earlier), according to Investor Economics.
$7,400 — average account holding for TFSA as of June 2012 (up from $6,354 the year earlier), according to Investor Economics.
$5,500 — annual contribution limit for 2013, an increase from the $5,000 annual limit that has been in place since the accounts were created in 2009.
$25,500 — The maximum amount you can put into a TFSA during 2013 if you've never contributed before and were 18 or older in 2009.
 
RRSP 被 TFSA 分流了。
一般家庭哪来那么多钱满足这个又满足那个。
 
有养老金的不用买rrsp吧。
 
rrsp是穷人避税的工具,富人可不在乎。 @ccc
加拿大2005年household asset net of debt is 4,862,486million.
我算了一下,大概人均160K。四口之家少于64万净资产的就是拉后腿的。那还是8~9年前的事儿。
 
rrsp是穷人避税的工具,富人可不在乎。 @ccc
加拿大2005年household asset net of debt is 4,862,486million.
我算了一下,大概人均160K。四口之家少于64万净资产的就是拉后腿的。那还是8~9年前的事儿。

以为我比你傻很多么? 那么高的百分比可以很快拿回来,何乐而不为啊。:p
我基本供满额度,留点ROOM,以防哪年有意外收入。:D

我前天已经把RRSP和TFSA都处理完了。;)
 
rrsp是穷人避税的工具,富人可不在乎。 @ccc
加拿大2005年household asset net of debt is 4,862,486million.
我算了一下,大概人均160K。四口之家少于64万净资产的就是拉后腿的。那还是8~9年前的事儿。
他叔,这好像是债务呀 。。。
 
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