TFSA里的美股分红仍然被US扣税？

[iambright]

"Myth 5: The U.S. does not impose withholding taxes on U.S. investments if they're held in registered Canadian accounts.

The U.S. does not recognize the registered status of TFSAs so any dividends paid by U.S. stocks will face a withholding tax of up to 30 per cent. Retirement accounts like RRSPs and RRIFs are exempt from U.S. withholding taxes. "

这是真的么？
填了w8-ben变成15%？那另外15%就被收走了？

 

[timmy]

"Myth 5: The U.S. does not impose withholding taxes on U.S. investments if they're held in registered Canadian accounts.
The U.S. does not recognize the registered status of TFSAs so any dividends paid by U.S. stocks will face a withholding tax of up to 30 per cent. Retirement accounts like RRSPs and RRIFs are exempt from U.S. withholding taxes. "
这是真的么？
填了w8-ben变成15%？那另外15%就被收走了？

交易代理会帮你报的，也就是说加拿大居民通常只会被预扣15%的分红税。
即使你是美国居民（不被预扣税），加拿大TFSA对他们（IRS）来说也只不过是普通账号，其收益一样参与计算入息税。

 

[tai_ji88]

The drawback of US dividends will be taxed even within registered Cdn RRSP, RESP, TFSA.

In open account, the US dividends will be taxed as interest, higher rate than Cdn dividend. This is an important factor to consider when buying US dividend equity/funds.

 

[YYMT]

I went to the Scotiabank, they told me I can not use US dollars in this account.
Is it true?

 

[Riven]

I went to the Scotiabank, they told me I can not use US dollars in this account.
Is it true?

Same as CIBC, CAD only.

 

[dkwan]

Questrade can hold USD in TFSA