人生保险保多少？

[YoungProfessional]

我也只有政府的２倍工资死亡保障。有好几次有人想卖我人生保险。
他们都说２倍不够（有车，房债款，家人要养）

一般人生保险报多少呢？

我查一下：
RBC [http://www.rbcinsurance.com/lifeinsurance/term-life-insurance.html]

How much coverage do you need?
A general rule is 5-7 times your salary. So if your annual income is $40,000, you may want to purchase at least $200,000 in term life insurance.

InsureEye [https://insureye.com/news_and_insights/view/top-4-things-you-should-know-about-life-insurance-in-canada]

Overall costs add up to $243,660 as the total cost of raising a child to the age 18. This means $1,070 per month over the course of 19 years. You should consider that this number does not include any post-secondary education costs.

 

[uin]

我和LD各有 $200K 的 term life insurance

我也只有政府的２倍工资死亡保障。有好几次有人想卖我人生保险。
他们都说２倍不够（有车，房债款，家人要养）

一般人生保险报多少呢？

我查一下：
RBC [http://www.rbcinsurance.com/lifeinsurance/term-life-insurance.html]


InsureEye [https://insureye.com/news_and_insights/view/top-4-things-you-should-know-about-life-insurance-in-canada]

 

[会飞的鸟]

我的保险比我太太多5万，因为我工资比我太太高。
家庭收入高的那个，保险额应该也高一些，这应该没人会反对吧。

而且我有两倍的工资保险由公司保的，尽管我不是政府工。