丫丫, 渐渐. About the insurance.

hotswapping

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2003-01-13
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How's the price? IS it expensive? Where can get a cheaper one?
Does the house insurance includes theft? What's the tire blow-out?
Since the broker takes vacation, I can't contact him.

HOME INSURANCE PROPOSAL

Dwelling - $150,000 (this is the value calculated to insure the home)
Outbuildings - $15,000
Personal property/ Contents - $112,500
Additional Living Expense - $30,000
Liability - $1,000,000
Deductible $500
All Risk Coverages (Comprehensive Policy)
Sewer Back-up included (Water Damage)
Guaranteed Replacement cost

ESTIMATED ANNUAL RATE: $382 + 8% tax (monthly payments available at NO interest)
__________________________________________________________________________

AUTOMOBILE INSURANCE PROPOSAL Honda civic 95

$1,000,000 Third Party Liability & Direct Compensation/Property Damage (DCPD) ($0 deductible)
Accident Benefits
Uninsured Automobile
Collision $500 Deductible
Comprehensive $300 Deductible
OPCF #44 (Family Protection Endorsement)
OPCF #20 (Car Rental Coverage)
* Tire Blow-Out Protector ($200 limit, no deductible)
* Contents Damaged by Collision ($1000 limit)
(*) these coverages included at no extra charge

ESTIMATED ANNUAL RATE: $1015 + 1% tax. (monthly payments available at NO interest)
 
You should get about 10% discount if you insure with the same company for car and property.
Both quotes are fairly good, that if you don't have group discount.
 
俺觉得,这个问题难说好坏。
唯一的办法就是把知道的保险公司都询个价,挑个满意的。
一般给你保车的那家会给你挺好的价钱,如果不够好,拿车的保险一起去别家。
 
Thanx very much. In fact, this is given by a broker. I will ask him whether there is discount on this.
 
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