Taxi association sending Ottawa Uber driver info to insurance companies

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Taxi association sending Ottawa Uber driver info to insurance companies
Meghan Hurley, Ottawa Citizen
More from Meghan Hurley, Ottawa Citizen

Published on: November 8, 2015 | Last Updated: November 8, 2015 7:00 PM EST
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In a statement, Uber said it advises drivers to contact their insurance companies before working for it. Uber has said that every ride is backed by $5 million in liability insurance in case the driver's policy isn't enough. Darren Brown / Ottawa Citizen
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The Canadian Taxi Association is battling illegal Uber drivers operating in Ottawa by conducting undercover stings to gather driver information to send to insurance companies — an effort that has led to at least two Ottawa Uber drivers having their insurance cancelled.
So far in Ottawa, the association has collected the licence plates and driver profiles of more than 200 drivers who work for the ride-sharing service, said association president Marc Andre Way, who is also vice-president of Coventry Connections.
“We do that constantly. It’s an ongoing effort where we collect a database of licence plates of those who are driving illegally within our cities,” Way said, adding they’ve been lobbying insurance companies since Uber surfaced in Canada.
In a statement, Uber said it advises drivers to contact their insurance companies before working for it. Uber has said that every ride is backed by $5 million in liability insurance in case the driver’s policy isn’t enough.
However, Uber said it announced earlier this fall that it is working with Intact Financial, an auto insurance provider, to develop an “innovative insurance plan specifically tailored for ride-sharing in Canada.”
But until insurance companies come up with a solution for ride-sharing, using personal insurance as an Uber driver will remain unacceptable, Aviva Canada says, which is why they have been cracking down.
The information from the taxi association’s undercover operations led Aviva Canada to cancel two policies of Ottawa Uber drivers who used their personal insurance to chauffeur passengers around town, which the insurance company says is against policy.
Aviva Canada lapsed another Ottawa driver’s insurance policy at renewal after they were outed as an Uber driver, while a fourth Ottawa customer was allowed to keep their insurance because of extenuating circumstances.
Glen Cooper, an Aviva Canada spokesman, said the policies were cancelled after an investigation following Way’s tip that Uber drivers were using personal insurance for ride-sharing.
Cooper said Aviva Canada has no issue with the concept of Uber, but a personal insurance policy doesn’t cover the drivers or their passengers.
“As soon as they engage in driving for commercial use, which this is, it brings a whole new set of risks,” Cooper said.
Cooper said Aviva Canada currently doesn’t have an insurance solution for ride-sharing, but is actively looking for one.
The Insurance Bureau of Canada is doing the same thing, says spokesman Steve Kee.
The bureau set up a committee to come up with a legislative framework with solutions for ride-sharing, Kee said.
“It’s setting the stage to define the issue and talk about ways that we could come up with the solution,” Kee said.
The concern with ride-sharing is that drivers may be unaware of insurance gaps, their risks and their limits with a policy, which could result in coverage implications, Kee said.
Way said the association was motivated to collect information on Uber drivers because they have taken tens of thousands of fares from cab drivers, slashing their incomes and decreasing the resale value of taxi plates.
The city has responded to Uber with a series of sting operations, calling the ride-sharing service a “serious risk to the public.” Bylaw officials have laid charges against more than 60 Uber drivers since the ride-sharing company launched in Ottawa in October 2014.
A review was ordered of the city’s taxi and limousine regulations, including potential regulations to deal with new technologies such as Uber’s ride-sharing service.
Mayor Jim Watson had said he hoped to have a solution that is a “fair compromise” by the end of 2015, although the taxi by-law review is expected to be tabled in early 2016.
 
Ha, this would be an opportunity for Uber to get into insurance business. It mighy be cheaper to insure as a big Uber group.
 
想什么呢。保险费转为商业车辆标准。
 
想什么呢。保险费转为商业车辆标准。

我想是否有 better deal!Uber 现在有商业的保险,但没有非商业的私人保险。
 
Uber 现在有商业的保险,但没有非商业的私人保险。

没有非商业的私人保险
不懂。
 
UBER类的公司迟早会找到更合法的商业模式, 垄断会被打破, 传统的TAXI公司以后可能服务能报销交通费的商业客户了.

TAXI 司机与其整天抗争, 还不如赶紧买个车加入UBER挣钱呢 ...
 
没有非商业的私人保险
不懂。

我写的不清楚,所以我自己都不懂!应该是这样的,Uber指望个人保险cover up to 1M (假设私车保额是这个数字),Taxi商业保险是5M,Uber 给买extra的4M保险。

保险公司不干了,绝大部分赔偿都在 1M 以内,风险都由私车保险公司承担了。目前的私家用车保险,保险公司可以拒绝保你或拒绝赔你(if you use your car for any business)。许多人私人车用于 business,有潜在危险,以前没有人管,现在Uber把这个问题踢出来了(或者是那些Taxi司机把这个问题踢出来了)。

问题是: 你的车部分用于商业目的,谁来保?更精确地说,需要一种保险,cover 半私半商业吧 (such as Uber car)。
 
最后编辑:
UBER类的公司迟早会找到更合法的商业模式, 垄断会被打破, 传统的TAXI公司以后可能服务能报销交通费的商业客户了.

TAXI 司机与其整天抗争, 还不如赶紧买个车加入UBER挣钱呢 ...
哥去机场接人,看见学生们叫UBER妥妥的。。。没人管,也管不了。。。就算是楼上送人区,约好点,拉门就上。
 
UBER类的公司迟早会找到更合法的商业模式, 垄断会被打破, 传统的TAXI公司以后可能服务能报销交通费的商业客户了.

TAXI 司机与其整天抗争, 还不如赶紧买个车加入UBER挣钱呢 ...

Taxi司机过去跑一趟机场挣$50,现在$20(maybe less),他会愿意吗?
 
哥去机场接人,看见学生们叫UBER妥妥的。。。没人管,也管不了。。。就算是楼上送人区,约好点,拉门就上。

哥看好这门生意, 等以后CITY不罚钱了哥打算也开车去挣点零花钱.

运气好没准还能拉上个漂亮女乘客呢 ...
 
哥看好这门生意, 等以后CITY不罚钱了哥打算也开车去挣点零花钱.
运气好没准还能拉上个漂亮女乘客呢 ...
你真是好人啊。。:D
据说现在,只要CITY敢给你开罚单,你就上街拉人挣回来。。。CITY狗急跳墙也就是升个地税。。。正好让你向蜀黍埋单。 :monster:
 
你真是好人啊。。:D
据说现在,只要CITY敢给你开罚单,你就上街拉人挣回来。。。CITY狗急跳墙也就是升个地税。。。正好让你向蜀黍埋单。 :monster:

太好了, 等过两年, 晚饭后不用接送儿子上些乱七八糟的课了, 哥就接送女乘客去.

随叫随到, 越晚越好 ...
 
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