How to clean my "bad" driving record?

LoveBaby

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2003-07-21
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I believe that I am good driver. I have been driving in the North America perfectly for more than 5 years. However, starting from last year, bad luck came to me one after another. Now I become the one whom no insurance company for low risk wants to provide auto-insurance to me. One reason is that I have a fault accident. Here is what happened to me for the accident.

In year 2002 around Chinese New Year, My wife and went to a friend's house to celebrate the Chinese New Year. My friend lives in Kanata Lake and I live in Morgan's Grant. Afraiding of lateness, I chose a short-cut but very tough road which I never drove in the winter. It is called Goulbourn Forced Road and now changes to Terry Fox Drive. On two sides of the road, there are forest trees and bushes. The road is up and down and has lots of turns. Unfortunately, when my wife and I left the house at that day, it started to icy rain. When I saw a car slipped on the entrance, I began to feel something wrong. The road was so slippy and I could hardly control my wheel. Then one car drove toward me in a turn and started to slip to my side, I turned my wheel to another side immediately and lost control. When I began to realize what had happened, my car had already fallen into the bushes down the hill. My wife and I managed to escape from the car. However, when I climed up to the road, I slipped by myself. Two minutes later, a truck came to spread salts on the road. Damn, why the salt truck came so late. Someone passing by called the police. The police made the record and my driving speed was below normal. The next day, the road was close for a week due to bad road condition. Of course, my car got repaired paid by insurance. However, since there was no another car involved, the adjuster made the conclusion that it was my fault. However, I am really feeling unfair. They city should be responsible for the accident. The road was so bad to drive and they misled people! Does anyone know whom I talk to address my concern?
 
俺前几个月从downtown跑步到carp时就经过Goulburn Forced Rd.
那条路没有硬路面,是铺的碎石,所以开车就不应该走那条路.
 
You should stay on the road of your side even when they slipped towards you. If they hit you, they got the responsibility. You know that.

你不能因为有人用了你的路,你就靠边上路基让这个逆行的走平路。因为这不是礼让三先的问题。

When I drive on the road, I always keep on my side. Sometimes cars drive towards me on the other side, I just pay more attention and slow down. You know, sometimes there are cars parked on the opposite side of the road, so the cars which come toward me may use the midlle of the road, even to use my side。 Most of time, I just slow down or even stop on exactly my side without pulling to the side of the road. You know, they can't just hit you because they got no road on their side to be used. If they want, ok, let they hit you. I swear they will regret and pay much for the hit.



我走我自己这边,就算我抛锚在路上了,对面的车无论什么原因,也不能撞我。撞了就是他的责任。冬天路不好走,他滑向我这边,撞了我,说明他的车没控制好,问题完全在他。他滑向我这边,我躲他,自己也滑了,撞人了,撞树了,他没事,跑了。当然白吃亏,还得自己担责任。

所以我觉得,开车时要 得理不让人。
 
Too late, you already made the claim. Try different insurance companies, smaller ones may be able to help you. BelAir has a "pardon policy" which allows one at-fault claim without increasing your premium. You should have been more careful in bad weather. I also know that road, it is rather difficult to drive.

Here are some of the insurance companies I've used and quite content with:
The Personal Insurance
Bradley's Insurance
 
Thanks a lot for every DX's comments and suggestion!
 
Thanks to JJ


按图索骥,打了一个电话给Personel,立即省下$500. :cool:
 
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