美国退休计划(401K)帐户如何处理?

水壶

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在美国曾经以H1身份工作过几年,每年都有向401K帐户供过几千美金,现移民加拿大,不知如何处理。拿出来,在加拿大要交税吗?有类似经历的朋友能分享您的经验吗?
 
Rollover to IRA plan and save as retirement. When you get money out the plan: first pay tax then 10% pleanty. You can ask IRS or an accountant.
 
最初由 shx 发布
Rollover to IRA plan and save as retirement. When you get money out the plan: first pay tax then 10% pleanty. You can ask IRS or an accountant.

401K plan and IRA plan are the same, right? The problem here is that I have left the USA permanently. How could they still have the responsibility to keep and manage my retirement account if I am neither a USA citizen or a permanent resident?
 
The money you put to 401K you didn't pay tax and your employer put some to the plan too --when you take out IRS will tax you on it --IRA is different( it has traditional and roth IRA ) --phone IRS or e-mail them. You will have the answer
 
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