greensnake
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看完了所有帖子，还是没信心。但老公说，妹妹你大胆往前走。於是，杀将出来。但是，前辈，还请一路提携。我愿将进程体验与你探讨。:blowzy:
决定着手买房子了
- 主题发起人 greensnake
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greensnake
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迎头就是一棒。朋友说，现在房子太贵，卖方市场。应该在蜗居里埋伏，等待时机。
还有人在说是卖方市场吗？:blink:Royal LePage sees steady gains in local home prices
By Leo Valiquette, Ottawa Business Journal Staff
Thu, Nov 27, 2003 8:00 AM EST
Yet another industry forecast was released on Wednesday that paints a gloomy picture for local residents of modest means trying to buy a house in Ottawa.
Realtor Royal LePage issued its forecast for the coming year, saying it expects home prices in the nation's capital to climb an average of 6.5 per cent in 2004, or by $14,200 to $233,900.
The good news is, that increase is less than what has been forecast in the past month by Re/Max and Canada Mortgage and Housing Corp. The bad news is that it still makes Ottawa the most inflationary market in the country in terms of house prices.
By comparison, Royal LePage's outlook for the country as a whole forecasts an average increase of 3.2 per cent.
Of the nine cities surveyed, Toronto ranked at the bottom of the list with an expected gain of only one per cent.
Despite increasing prices, activity on the local resale market is expected to decline after several years of record-setting activity. Royal LePage expects the number of resales to fall by 2.5 per cent from this year. Compared to the peak in 2002, that is a decrease of four per cent. However, that still leaves 12,320 homes changing hands, a strong number compared to the historical average.
The one bright spot is that there will be more homes listed for resale, offering buyers more choice.
The reasons behind the persistent strength of the local housing market have been well documented ? steady job growth in both the public and private sectors that has overshadowed the languishing tech sector, strong in-migration, and a higher than average household income.
Pierre de Varennes, an owner/broker with Royal LePage Performance Realty, said the city also has a high proportion of renters, meaning there are many more prospective first-time homebuyers than in the other cities surveyed. About 38 per cent of people in Ottawa are renters, about five or six percentage points higher than the national average.
If resale prices increase as Re/Max expects, Ottawa will hold onto its third-place position among the country's most expensive markets. It will follow Vancouver, at $361,000 and Toronto, at $296,000.
In contrast, the cheapest of the nine markets is Regina, at $106,500.
FOLLOWS OTHER FORECASTS
Royal LePage's forecast follows closely ones released last month by Re/Max and CMHC.
RE/Max has forecast that local resale prices will climb by seven per cent in 2004, down from an estimated nine per cent in 2003. That means an average selling price of $219,000 in 2003 and $234,300 by the end of next year.Re/Max also predicts the number of units sold in 2003 will hit 13,000.
At CMHC, the forecast is for about 12,800 resales in 2004, up from its estimate of 12,500 for 2003. The federal agency sees prices up by nine per cent this year from the end of 2002. Another nine-per-cent increase is expected to follow in 2004.
By Leo Valiquette, Ottawa Business Journal Staff
Thu, Nov 27, 2003 8:00 AM EST
Yet another industry forecast was released on Wednesday that paints a gloomy picture for local residents of modest means trying to buy a house in Ottawa.
Realtor Royal LePage issued its forecast for the coming year, saying it expects home prices in the nation's capital to climb an average of 6.5 per cent in 2004, or by $14,200 to $233,900.
The good news is, that increase is less than what has been forecast in the past month by Re/Max and Canada Mortgage and Housing Corp. The bad news is that it still makes Ottawa the most inflationary market in the country in terms of house prices.
By comparison, Royal LePage's outlook for the country as a whole forecasts an average increase of 3.2 per cent.
Of the nine cities surveyed, Toronto ranked at the bottom of the list with an expected gain of only one per cent.
Despite increasing prices, activity on the local resale market is expected to decline after several years of record-setting activity. Royal LePage expects the number of resales to fall by 2.5 per cent from this year. Compared to the peak in 2002, that is a decrease of four per cent. However, that still leaves 12,320 homes changing hands, a strong number compared to the historical average.
The one bright spot is that there will be more homes listed for resale, offering buyers more choice.
The reasons behind the persistent strength of the local housing market have been well documented ? steady job growth in both the public and private sectors that has overshadowed the languishing tech sector, strong in-migration, and a higher than average household income.
Pierre de Varennes, an owner/broker with Royal LePage Performance Realty, said the city also has a high proportion of renters, meaning there are many more prospective first-time homebuyers than in the other cities surveyed. About 38 per cent of people in Ottawa are renters, about five or six percentage points higher than the national average.
If resale prices increase as Re/Max expects, Ottawa will hold onto its third-place position among the country's most expensive markets. It will follow Vancouver, at $361,000 and Toronto, at $296,000.
In contrast, the cheapest of the nine markets is Regina, at $106,500.
FOLLOWS OTHER FORECASTS
Royal LePage's forecast follows closely ones released last month by Re/Max and CMHC.
RE/Max has forecast that local resale prices will climb by seven per cent in 2004, down from an estimated nine per cent in 2003. That means an average selling price of $219,000 in 2003 and $234,300 by the end of next year.Re/Max also predicts the number of units sold in 2003 will hit 13,000.
At CMHC, the forecast is for about 12,800 resales in 2004, up from its estimate of 12,500 for 2003. The federal agency sees prices up by nine per cent this year from the end of 2002. Another nine-per-cent increase is expected to follow in 2004.
greensnake
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看来我需要一针强心剂了 。
greensnake
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看来我需要一针强心剂了 。
华哥
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俺的观点：
1。如果你觉得至少在今后4、5年内不会离开，就可以考虑买房子
2。房价起起落落，但从大趋势及过去几十年的历史看，上升远比下降要多
3。OTTAWA房价的泡沫较少，这点跟香港、东京、纽约甚至北京、上海不一样，房价的上涨主要还是反映了劳动力成本、材料费的上涨，地价的上涨是有限的
4。HI-TECH的滑落可能对中高档房子的销售和转手有影响，目前看来中低档的房子还是比较活跃的
5。根据自己的需要和实际能力选择，不要去看在自己购买能力之外的房子
6。买房子是件大事，但并不是一辈子就买这一套。听同事说这边本地人平均一生要换4、5套房子(俺已经换了两套了:blowzy: )
1。如果你觉得至少在今后4、5年内不会离开，就可以考虑买房子
2。房价起起落落，但从大趋势及过去几十年的历史看，上升远比下降要多
3。OTTAWA房价的泡沫较少，这点跟香港、东京、纽约甚至北京、上海不一样，房价的上涨主要还是反映了劳动力成本、材料费的上涨，地价的上涨是有限的
4。HI-TECH的滑落可能对中高档房子的销售和转手有影响，目前看来中低档的房子还是比较活跃的
5。根据自己的需要和实际能力选择，不要去看在自己购买能力之外的房子
6。买房子是件大事，但并不是一辈子就买这一套。听同事说这边本地人平均一生要换4、5套房子(俺已经换了两套了:blowzy: )
greensnake
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很是感谢您中肯的意见。我计划购买25万以内，位於渥太华，新或旧的house or townhouse.
初步计划如下:
首先把所有渥太华的开发商的网站浏览一遍，记录下所有的可能的社区，电话。
同时联系一个经济，寻找二手房源。
然后开始看房。
实际昨天我已经开始了，很是累人呀，只进行了一半不到，就头重脚轻了。为什么没有个网站可以汇总一下全渥的新房源呢
初步计划如下:
首先把所有渥太华的开发商的网站浏览一遍，记录下所有的可能的社区，电话。
同时联系一个经济，寻找二手房源。
然后开始看房。
实际昨天我已经开始了，很是累人呀，只进行了一半不到，就头重脚轻了。为什么没有个网站可以汇总一下全渥的新房源呢
oread
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House is yours at the time of closing. The bank will give the seller or builder one big fat cheque, then you are in debt for the next 25 years (well, to some).
When you sell your house, the buyer would go to their bank, get the mortgage, give you a big fat cheque, so that you can pay your bank in full minus whatever amount you've already paid to your bank. Of course nor you or your bank trust you or the buyer, so the lawyers would get a little bit of the dough as well.
When you sell your house, the buyer would go to their bank, get the mortgage, give you a big fat cheque, so that you can pay your bank in full minus whatever amount you've already paid to your bank. Of course nor you or your bank trust you or the buyer, so the lawyers would get a little bit of the dough as well.
