If you go for a test drive, ask the dealership if their insurance will cover the cost of a collision.

[billwanhua]

Ontario man told he's on the hook for $7,000 after Tesla damaged during test drive

An Ontario man says he was asked to pay $6,845 after a Tesla he was test driving was damaged in a hit-and-run.

toronto.ctvnews.ca

dealer真黑，现在车卖那么贵，居然不给试驾买保险，什么世道，越来越欺负普通人了

Lawyer David Levy, a partner with Howie, Sacks & Henry LLP in Toronto said, generally speaking, a dealership should cover the cost of any damage that occurs during a test drive.

“The dealership absolutely has a responsibility to carry insurance on the vehicle, a vehicle that someone would go out and test drive as the adage goes - when you lend someone your car you lend them your insurance too," Levy said.

But to keep insurance costs down, more dealerships are introducing waivers for test drives – like the one Garel signed -- and Levy said if you sign one, you can be held responsible for damages.

“What it specifically says is you the driver are assuming responsibility if something happens to the vehicle, even if you’re not at fault, in the event that something goes wrong," he said.

 

[耶书仑]

“自己开车，自己买保险”，与车无关，出事了，还要涨保险。否则，你撞了（有意或者无意），拍屁股走人。

 

[ottawa_tj]

There are probably just too many Kramers out there, and dealers cannot afford the insurance.