各位说说最近拿到的好的MORTGAGE RATE?

Rate expected to be cut on Jan.20, 2004

Right now I get 4.7% for 5 years fixed. But Bank of Canada is expected to cut rates again on Jan.20, 2004. So hold on there...
 
Re: Rate expected to be cut on Jan.20, 2004

最初由 肥猫 发布
Right now I get 4.7% for 5 years fixed. But Bank of Canada is expected to cut rates again on Jan.20, 2004. So hold on there...

So great rate. Can you tell me which bank and it's branch do u get this great deal?

Thanks a lot.
 
What I heard is that Chinese pay down mortgage pretty quick. If this is
the similar case as yours, then you probably should think of 3-year or
even one year ones, although the rate MAY increase after a few years,
but your principal WILL come down significantly. Do a calculation,
you'll find out which one is better for you. Just my personal experience.
 
Yeah, 1 year probably is a good choice now

it is my 2 cents too.
 
Re: Yeah, 1 year probably is a good choice now

最初由 马甲甲 发布
it is my 2 cents too.

does it mean you got 2% interest rate for 1 year, if so, could you share how and where did you get it.
 
Re: Re: Yeah, 1 year probably is a good choice now

Sorry, you misunderstood.
Here means my opinion.
最初由 yanshu 发布


does it mean you got 2% interest rate for 1 year, if so, could you share how and where did you get it.
 
1YEAR除了有RENEW时的升息风险,另外还有什莫弊处吗?是不是每次renew有额外的费用
 
最初由 shonazheng 发布
1YEAR除了有RENEW时的升息风险,另外还有什莫弊处吗?是不是每次renew有额外的费用

If you renew it in your current bank, there's no fee. If you switch your mortgage to elsewhere, you should pay Discharge Fee( $200-$300 )to your current bank.The other risk is the rate fluctuation.
 
最初由 xyz139 发布


4.25% (5 year close) Scotia Bank in Hull...

could you please tell which channel i can get it. thanks
 
Re: Re: Rate expected to be cut on Jan.20, 2004

最初由 doublesky 发布


So great rate. Can you tell me which bank and it's branch do u get this great deal?

Thanks a lot.

some question, thanks
 
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