Ontario man suffers cardiac arrest in Florida. This is why insurance won't cover his $620,000 hospital bill


年纪大了,还是不要乱跑,特别是美国,医疗能让人马上破产
可能还是要感恩。美国医院是先救人,再讨债。这可能是美国医疗费高的一个因素

有的地方可能要先交钱
 
他可能已经有心脏问题了,属于preexisting condition, 70多岁了,旅游保险有很多限制,买之前要好好读一下。
 
Bishop and his wife, Alina, have group travel insurance and checked to make sure they had coverage before they left Canada. When Richard was hospitalized, he needed a defibrillator.

As far as they were concerned, all their bills were covered.

“I provided them with all the phone numbers to his cardiologist, the doctors and physicians,” Alina said.

The total hospital bill came to $620,011 and that’s when the Bishops found out they were not covered, due to Bishop having pre-existing conditions related to his heart.

“They told me they are not going to pay for the hospitalization because the cardiologist said my husband wasn’t stable to travel,” said Alina.

The family said if they would have known sooner that the hospital bill wouldn’t have been paid, they would’ve taken an emergency flight home to have Richard’s health addressed in Canada.

出发之前,手术之前保险公司确认可以赔,结果。。。


他们其实可以坐emergency flight home
 
Bishop and his wife, Alina, have group travel insurance and checked to make sure they had coverage before they left Canada. When Richard was hospitalized, he needed a defibrillator.

As far as they were concerned, all their bills were covered.

“I provided them with all the phone numbers to his cardiologist, the doctors and physicians,” Alina said.

The total hospital bill came to $620,011 and that’s when the Bishops found out they were not covered, due to Bishop having pre-existing conditions related to his heart.

“They told me they are not going to pay for the hospitalization because the cardiologist said my husband wasn’t stable to travel,” said Alina.

The family said if they would have known sooner that the hospital bill wouldn’t have been paid, they would’ve taken an emergency flight home to have Richard’s health addressed in Canada.

出发之前,手术之前保险公司确认可以赔,结果。。。


他们其实可以坐emergency flight home

The family said if they would have known sooner that the hospital bill wouldn’t have been paid, they would’ve taken an emergency flight home to have Richard’s health addressed in Canada.

He had choices.
 
The family said if they would have known sooner that the hospital bill wouldn’t have been paid, they would’ve taken an emergency flight home to have Richard’s health addressed in Canada.

He had choices.


问题恐怕是,他们是不是在开始的时候,隐瞒了已经存在的病情。
 
Lawyer 的专长就是 fine prints :p
Martin Firestone, president of Travel Secure Inc., a travel insurance company, told CTV News Toronto a change in medication, a doctor’s visit or pending medical tests are all enough to void an insurance claim.
 
Martin Firestone, president of Travel Secure Inc., a travel insurance company, told CTV News Toronto a change in medication, a doctor’s visit or pending medical tests are all enough to void an insurance claim.
That is what insurance companies want, but not what insurees want :)
 
That is what insurance companies want, but not what insurees want :)
exactly

when the companies sold their plans, those plans must have already been reviewed multiple times by their lawyers, and likely many loopholes useful to the companies were built in the plans
 
后退
顶部