迟交一个月的帐单会不会对我的信誉有影响啊?

[cutecute]

我今天收到到帐单, 上面要我交的是两个月的总数. 我才发现上个月的帐单没有交, 这个月让我一起交了.

这样迟了一个月才付帐单, 会不会对我的CREDIT有影响啊? 我不是故意不交的, 今天收到帐单才发现. 我以前从没发生过类似问题. 现在这样我的心里很别扭呀.

到底会不会有影响啊? 请有经验人事给我一个肯定的回答.

 

[胡说之]

没有.不用担心

 

[Jane]

肯定不会，去年我搬家的时候出现过这种情况，但是我的信誉肯定没有收影响。

 

[chhuili]

最初由 cutecute 发布
我今天收到到帐单, 上面要我交的是两个月的总数. 我才发现上个月的帐单没有交, 这个月让我一起交了.

这样迟了一个月才付帐单, 会不会对我的CREDIT有影响啊? 我不是故意不交的, 今天收到帐单才发现. 我以前从没发生过类似问题. 现在这样我的心里很别扭呀.

到底会不会有影响啊? 请有经验人事给我一个肯定的回答.

In the credit bureau report, there is a record which shows how many times the person did not pay credit card bills in 30 days, 60 days and 90 days. There is no list on other bills. Normally the credit score is over 700 for most people(as I see the average is around 780 for Chinese), and the acceptable score is 600 for mortgae application.
So if you failed to pay the credit bill once, it does not really matter.

 

[Martonical]

Re: Re: 迟交一个月的帐单会不会对我的信誉有影响啊?

最初由 chhuili 发布

In the credit bureau report, there is a record which shows how many times the person did not pay credit card bills in 30 days, 60 days and 90 days. There is no list on other bills. Normally the credit score is over 700 for most people(as I see the average is around 780 for Chinese), and the acceptable score is 600 for mortgae application.
So if you failed to pay the credit bill once, it does not really matter.

How can I check my credit score?

 

[chhuili]

Re: Re: Re: 迟交一个月的帐单会不会对我的信誉有影响啊?

最初由 一只狐狸圣 发布
How can I check my credit score?

http://www.comefromchina.com/newbbs/showthread.php?s=&forumid=3&threadid=212639