紧急求助：各位GGJJDDMM有知道的吗？

[花落去]

拿Work Permit 的健康保险

朋友现在美国，刚刚博士毕业，还是学生身份，持中国护照。他最近拿到了UBC的Offer.不幸的是，这位朋友目前身患重病，又不是加拿大公民/永久居民身份。健康保险的条款以及限制对他至关重要。主要有两个问题:

1。 Offer上的健康保险是否要等三个月才能享有？
　　２．保险公司是否要进行体检填表等工作？如此一来，目前已有的疾病是不是就不再Cover了？


真得很着急，谢谢各位了！

 

[江声浩荡]

最初由 花落去 发布
拿Work Permit 的健康保险

朋友现在美国，刚刚博士毕业，还是学生身份，持中国护照。他最近拿到了UBC的Offer.不幸的是，这位朋友目前身患重病，又不是加拿大公民/永久居民身份。健康保险的条款以及限制对他至关重要。主要有两个问题:

1。 Offer上的健康保险是否要等三个月才能享有？
　　２．保险公司是否要进行体检填表等工作？如此一来，目前已有的疾病是不是就不再Cover了？


真得很着急，谢谢各位了！

Health insurance coverage usually commences the same day as the employment. This should have been stated clearly on the offer letter.

Group health insurance provided by employer does not requie medical unless the employee purchases addition life insurance on top of the one provided by his/her employer.

The most important question is: has he started working for UBC already?

Good luck!

 

[花落去]

Thank you so much, Kate! Why starting working for UBC is so important?

 

[江声浩荡]

最初由 花落去 发布
Why starting working for UBC is so important?

If he has not started working there, he is not an employee and UBC will not be paying insurance for him and therefore he will not be covered.

If he has officially become an employee, UBC could have legal trouble if they decide to terminate the contract because of his illness. Hopefully this will not happen.

I don't know how serious is his illness. Get the best possible treatment and do not delay!

 

[花落去]

My friend is currently in US and he has medical plan there. If I undertand right, he wont' have any trouble by accepting UBC's offer? Thanks again, sincerely