AfterDie Moderator VIP 注册 2002-06-11 消息 24,248 荣誉分数 2 声望点数 0 2004-10-19 #2 call different bank then compare, I use scotiabank. 5 year fix 5.1% 3 year varable prime-0.5 with cap 5 year varable prime-0.75 no cap
call different bank then compare, I use scotiabank. 5 year fix 5.1% 3 year varable prime-0.5 with cap 5 year varable prime-0.75 no cap
AfterDie Moderator VIP 注册 2002-06-11 消息 24,248 荣誉分数 2 声望点数 0 2004-10-19 #3 yes, I lock it earlier. I did not decide what I will use, maybe 3 year var with cap or 5 year fix
C china003 知名会员 注册 2003-03-13 消息 207 荣誉分数 0 声望点数 126 2004-10-19 #4 请问楼上, 5 year var 3.25% 是什么? 和5年fix 有什么区别?
AfterDie Moderator VIP 注册 2002-06-11 消息 24,248 荣誉分数 2 声望点数 0 2004-10-19 #5 5 year var is prime-0.75, current prime is 4.0, 4.0-0.75=3.25 5 year fix means the rate will not change in this 5 year. 5 year var means the rate will change if the prime change, usually it will be evaluate every half year.
5 year var is prime-0.75, current prime is 4.0, 4.0-0.75=3.25 5 year fix means the rate will not change in this 5 year. 5 year var means the rate will change if the prime change, usually it will be evaluate every half year.
AfterDie Moderator VIP 注册 2002-06-11 消息 24,248 荣誉分数 2 声望点数 0 2004-10-19 #6 I am not pro, if you ask any banker, they will tell you. cap means feng1 ding3, 3 year var de cap is 5.8, that means no matter how the prime change, your highest rate is 5.8. 5 year no cap, more risky. no thx
I am not pro, if you ask any banker, they will tell you. cap means feng1 ding3, 3 year var de cap is 5.8, that means no matter how the prime change, your highest rate is 5.8. 5 year no cap, more risky. no thx
