不懂就问：什么是“ASSET ALLOCATION的FUND”？

[flywithwind]

那里可买到？PERFORMANCE 如何？

 

[dkwan]

its like a fund of funds.

Asset Allocation is a class of fund, which means this fund is containing other funds.

Performance cannot never gurantee, its depends on who manages it and the "other funds" that they hold.

Performance as of November 30, 2004
For short term, I am looking good at this fund, managment company is AGF.
Period current grp avg. index.
1 month 1.69% 1.71% 1.71%
3 month 4.88% 4.12% 4.08%
6 month 5.01% 3.72% 3.65%
1 year 12.45% 9.75% 9.70%
3 year 6.00% 4.44% 3.80%
5 year 6.10% 4.16% 3.83%
10 year 9.41% 7.32% 7.22%

Initial Lumpsum: 500
RRSP eligible
Subsequence lumpsum: 50
minimum PAC: 25
Load: Back End
10% withdraw every year ( free )
Source: www.globeadvisor.com

 

[挺傻]

一般来说，ASSET ALLOCATIOIN FUND会有不同种的投资类型，根据投资者的投资时间，金额多少，投资知识的丰富与否，承担风险能力等多种因素来确定投资者的适应类型。每种投资类型对应着不同的ASSET ALLOCATION,也就是不同的资产比例。比如现金部分应该有多少比例，FIXED INCOME应该有多少，EQUITY，包括FOREIGN EUQITY应该有多少比例在投资者的整个PORTFOLIO中。
然后根据这些投资比例，进行资产分配，并且根据各个资产部分的表现，定期进行调整，保证整个PORTFOLIO的资产结构。也就是说提供ASSET ALLOCATION的服务。
因为是ASSET ALLOCATION,自然跟哪个MANAGER对这个FUND进行管理有关，不同的ASSET ALLOCATION会有不同风格的ASSET CLASS分布，会有不同风格的资金经理来进行管理。
任何MUTUAL FUND的回报都是不能保证的。有BACK END LOAD的一般是BROKER销售的FUND。

 

[flywithwind]

谢谢楼上两位！