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- 主题发起人 三儿
- 开始时间
- 注册
- 2002-04-16
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An individual and his/her spouse/co-purchaser may each withdraw up to $20,000 from their RRSPs (combined maximum $40,000) without incurring withholding tax or income tax, upon entering into a written agreement to buy or build a qualifying home.
The participant must buy or build a qualifying home before October 1 in the following calendar year.
HBP funds may be used:
1，as a down payment;
2，Tto cover additional expenses associated with a home purchase (e.g., closing costs, home epairs, furniture and appliances); or for other purposes.
3，CCRA Form T1036 - Applying to Withdraw an Amount Under the Home Buyers Plan (TP935.1 for Quebec residents) must be completed for all withdrawals from the RRSP. For a copy of the T1036 and completion instructions refer Federal and Provincial Pension and Tax Forms 6.7.
Customers should be given a copy of the CCRA Homebuyers Plan Booklet for Participants which contains all of the information a participant needs to know.
一年内可以取多次，但是必须在第二年的1月31日前取清。
里面的钱必须放90天以上。
The participant must buy or build a qualifying home before October 1 in the following calendar year.
HBP funds may be used:
1，as a down payment;
2，Tto cover additional expenses associated with a home purchase (e.g., closing costs, home epairs, furniture and appliances); or for other purposes.
3，CCRA Form T1036 - Applying to Withdraw an Amount Under the Home Buyers Plan (TP935.1 for Quebec residents) must be completed for all withdrawals from the RRSP. For a copy of the T1036 and completion instructions refer Federal and Provincial Pension and Tax Forms 6.7.
Customers should be given a copy of the CCRA Homebuyers Plan Booklet for Participants which contains all of the information a participant needs to know.
一年内可以取多次，但是必须在第二年的1月31日前取清。
里面的钱必须放90天以上。
