How to I open an account to accept credit cards?

[diablo]

let the customers pay by credit cards makes payment easier.

 

[timmy]

Open a business account in a bank, and apply for the credit card (global payments) service. There are some fees for the setup. Then comes the charge for receiving funds of cc payments, ranging from 4% to 5% of your sales.

 

[Jane]

最初由 timmy 发布
Open a business account in a bank, and apply for the credit card (global payments) service. There are some fees for the setup. Then comes the charge for receiving funds of cc payments, ranging from 4% to 5% of your sales.

我也找过global payment的consultant谈过，当时初步的结果是visa/master card 3.4% discount rate，amex 4% discount rate，要交押金5%的年预计销售额。这个价格是讨价还价之后得来的，一般开户的都是给4%左右discount rate。我后来没有跟进，因为找了别家可以不交押金的代理。不过我做的是internet online payment的，所以有代理，一般的POS终端的就不知道了。

*3.4%discount rate就是你charge 客户100块，信用卡公司收3.40元，及一次交易的交易费：20cent, 50cent, or 75cent不等。