[问题] 购买新的TOWNHOUSE

[allhelp]

请教大家有关购买新的TOWNHOUSE的问题:
一般在和发展商谈合约的时候, 要注意些什么呢?

 

[笑傲江湖]

I think most builders use the standard contract... nothing really you can change about...

 

[keen_observer]

Since most home builder selling new houses that have not been built, and they want you to put down at least 10,000 dollar for deposit. Your banks or financial institution may pre-approve your mortgage, but this does not mean they will 100% lend your the money at the time of closing. If your financial situation change such as job loss, banks will not give you the mortgage at closing; and since you sign a contract to purchase the house, the home builder will keep your deposit. Therefore, the most improtant term is to have the option to get your deposit back if you can not get a mortage at closing day.

 

[riverside]

请问down payment什么时候付？另外可以和发展商还价吗？一般可以还多少？无比感谢。

 

[oread]

Downpayment is paid at closing. I didn't get to bargain with Minto, have yet to hear someone successfully bargained with Minto.

 

[cgi]

我的经验是，不要Minto的任何和结构无关的upgrade.

例如，地毯的价钱包括在房价里了，但是如果你想地毯换成木地板，Minto要求你付的钱不是(木地板-地毯)，而是木地板的全价，和你以后找人装木地板几乎一个价，而你甚至没见到地毯。

电线之类预埋的东西只能让Minto upgrade，因为以后你做不了。

 

[keen_observer]

Minto and Tartan do not negotiate, but i don't know the other builders beside these two.

 

[cable4sale]

my builder is Richcraft,
it took 6 month to build my home,
i paid $40,000 downpayment in first 4 month.