Question about Student Loan

[qqottawa]

Graduation from Canadian University, but cannot find professional job, only find a very low-level, low-income job, nothing related to University major.

What we can do for the student loan? Is any agent call you often to push you to pay back your student loan?

Please share experience here...

 

[梅子]

no calls, but letters will be sent out to you and ask you to start repay, if u are not paying, then they will add daily interest. Therefore, either get a cash-paid job or no job, so u can defer the repayment which u can do that up to 3 year i believ, or find a descent job. Good luck.

 

[CanChn]

你可以申请延迟还款,只要你的收入水平较低,这段时间是不计利息的.附带的好处是,OSAP也许会减免一部分债务.Good Luck

 

[人淡如菊]

利息从学期结束那一天（而不是毕业６个月之后）开始计算，切记。。。

６个月之后利息更高。

 

[qqottawa]

Thanks everybody

My case is in the recent three month, Scotia Bank call me every week to push me to pay back the student loan. The person just say: you sign the document when you got your student loan, now you need to pay back. They don't care anything else.