Line Of Credit 有CLOSE费吗

[TinyTiger]

rt

 

[dkwan]

depends on company, usually no.

RBC has no closing cost.

 

[挺傻]

我觉得跟你LINE OF CREDIT的类型也有关.比如你的是UNSECURED,我觉得一般的银行都不会收手续费.
但是如果你的是SECURED,比如你是用你的房子作为SECURED,那么你只关掉LINE OF CREDIT应该也是不收取手续费的,但是如果你同时要DISCHARGE你的银行贷款,我相信每家金融机构都会收手续费的.

 

[TinyTiger]

谢谢两位，如果在利率低时申请好就很赚了。

 

[qwer]

人家是浮动利率，赚不着

 

[dkwan]

Line of credit is for emergency use, not for implusive buyers.

It usually is a variable rate, nothing really earned