[问题] 生了小孩, 报税有什么优惠?

[GoldMonkey]

如题, 谢谢!

 

[kliu]

Daycare fee, claim the child as dependent, invest in RESP etc..

 

[GoldMonkey]

谢谢指教.
可以将小孩claim as dependent, 怎么claim?
另外, 买RESP也可以减税吗? 好啊!

 

[dkwan]

RESP are not tax deductible.

 

[qwer]

可以要CCTB，如果你家的收入足够少的话。

 

[爱尔兰咖啡豆]

child expense is tax deductable.

 

[Rabbit2003]

我也有这样的问题, 父母都有收入,根据Guide, 好象可以Claim dependant and child care expense. 但那＂Details of dependant"表上没有给Amount，在"Federal tax" 表上有Maximum: 7344. 是不是可以添这个Maximum? 还有是不是父母任意一方报都行？　谢了！

 

[爱尔兰咖啡豆]

一般需要由父母中收入较低的那个claim child care expenses.
child care expense大致上包括:baby sitting ,day nursery services, day camps, boarding school and camps.

Deduction limitation:$7,000 per child (under 7 years old),4000 per child(over 7 below 17 years old)但总体数目不可以超过申报人年收入的2/3，这两者哪个低取哪个

EXAMPLE:3个小孩,１个４岁,1个６岁,１个１２岁。　假设申报人为母亲，年收入$40,000
那么就应该取以下两者中较低的那个
１.　2*7000+1*4000＝18,000
２.　2/3 * 40,000= 26,667

那就最多可以申报　$18,000.希望可以帮到你

 

[Rabbit2003]

最初由 爱尔兰咖啡豆 发布
一般需要由父母中收入较低的那个claim child care expenses.
child care expense大致上包括:baby sitting ,day nursery services, day camps, boarding school and camps.

Deduction limitation:$7,000 per child (under 7 years old),4000 per child(over 7 below 17 years old)但总体数目不可以超过申报人年收入的2/3，这两者哪个低取哪个

EXAMPLE:3个小孩,１个４岁,1个６岁,１个１２岁。　假设申报人为母亲，年收入$40,000
那么就应该取以下两者中较低的那个
１.　2*7000+1*4000＝18,000
２.　2/3 * 40,000= 26,667

那就最多可以申报　$18,000.希望可以帮到你

多谢回复,你指的是Child care expenses.还有一个是"Amount for an eligible dependant" in "federal tax" 那有是怎么回事呢?

 

[GoldMonkey]

I checked the guide.
It seems that you cannot claim your child as a dependent for the credit, unless you and your spouse seperated or 离婚.

根据大家的回复， 我看有了小孩在报税上没有什么优惠，除了可以报一些托儿费。

 

[Rabbit2003]

最初由 GoldMonkey 发布
I checked the guide.
It seems that you cannot claim your child as a dependent for the credit, unless you and your spouse seperated or 离婚.

根据大家的回复， 我看有了小孩在报税上没有什么优惠，除了可以报一些托儿费。

不是吧, 我看好象可以Claim as a dependent. As long as you are not supporting or supported by your spouse.(就是说双方都有收入) 有人能确认一下吗?

 

[爱尔兰咖啡豆]

不知道你说的是不是　SOUSAL/PARTNER AND WHOLLY DEPENDENT PERSON CREDITS
我觉得一般用不上。你(和你的配偶都)有一个personal basic federal credit用来抵消你first $8,149 of income.2005年的数目是$1,304.

如果你的配偶年收入低于$692,那你可以claim further federal credit of $1,107. 如果你配偶年收入在$692-$7612之间，那可以上报的数目将更少一点。

如果你单身，或离异等等，但还是SUPPORT另一个家庭成员（孩子等），那你可以上报和低收入配偶一样标准的FEDERAL CREDIT,也就是$1,304.


不知道这是不是回答了你的问题

 

[挺傻]

最初由 Rabbit2003 发布

不是吧, 我看好象可以Claim as a dependent. As long as you are not supporting or supported by your spouse.(就是说双方都有收入) 有人能确认一下吗?

我觉的不行，除非你单身，离异什么的，不然你自己的孩子不能CLAIM DEPENDENT的方式获得CREDIT。

 

[Rabbit2003]

最初由 挺傻 发布


我觉的不行，除非你单身，离异什么的，不然你自己的孩子不能CLAIM DEPENDENT的方式获得CREDIT。

You may be able to claim this amount if, at any time in the
year, you met all of the following conditions at once:
1. you did not have a spouse or common-law partner or, if
you did, you were not living with, supporting, or being
supported by that person;
--> This is from the guide. What does that means?

 

[爱尔兰咖啡豆]

最初由 Rabbit2003 发布

You may be able to claim this amount if, at any time in the
year, you met all of the following conditions at once:
1. you did not have a spouse or common-law partner or, if
you did, you were not living with, supporting, or being
supported by that person;
--> This is from the guide. What does that means?

既然要MET ALL OF THE FOLLOWING CONDITIONS,你只贴这一条，很CONFUSING的
而且，我不太理解你为什么要CLAIM你自己作为DEPENDENT，如果夫妻双方都有收入，那就不存在DEPENDENT一说，除非收入过低，你的配偶可以CLAIM你作为DEPENDENT，这我在上面都讲了。