请教各位。。。。

[bankofchina]

本人是留学生，现在有些钱暂时还用不着。
请问各位大虾，有没有推荐的投资方式？
我也问了几个地方：
1 银行推荐我加币买GIC，美金做定存，利息都在3%-4%
2 问了一个投资公司，他们说加币能有10%的回报，美金稍微再多一些。不知道各位对这种投资公司有什么了解，把钱交给他们，会不会有什么风险？有没有推荐的投资公司？

我以前没有接触过理财方面的只是，还请各位前辈多多指教！


谢谢

 

[dkwan]

GIC is around 3-4% at this moment, depends on length of the term.

for the investment company, look at the following:

1) Any fee?
2) Risk? What kind of risk?
3) Length of investment?
4) Is it lock-in?

I work for a bank, so I would recommended to spend some time, at least goto 2 investment companies(bank/private) to get different idea.

 

[bankofchina]

谢谢回复！
那请问，投资公司所说的10%的回报，是不是有依据的？据他们说10%是比较保险的投资回报

 

[dkwan]

for investment companies to make that claim.

Either its a GIC, or
its based on past performance.

If its base on past performance, they must advice you that past performance not necessary represent future performance.

If they say its relatively safe, means there are potential risk. Have it discuss with somebody else who has the qualification.