信用卡必须每月全PAY吗？

[sunnyhym]

有个MINIMUM PAY，如果我只PAY 这个MINIMUM 下个月会CHARGE吗？

 

[日新]

you'll pay full interest.

 

[1784]

less the portion you paid

 

[mevisitor]

只付MINIMUM,会收从帐单日到你付清余款这段时间的利息

而如果MINIMUM都不付,会另外加收PENALTY.

 

[lilidoo]

最初由 sunnyhym 发布
有个MINIMUM PAY，如果我只PAY 这个MINIMUM 下个月会CHARGE吗？

你只PAY 这个MINIMUM,卡公司回高兴的.他们该得钱了.

 

[chef]

Re: 只付MINIMUM,会收从帐单日到你付清余款这段时间的利息

最初由 mevisitor 发布
而如果MINIMUM都不付,会另外加收PENALTY.

not really, at least for the first couple of times, but that will kill some of the credit scores

 

[dkwan]

Credit score will heading higher if

1) you pay at least the minimum for 6 consecutives months or more and
2) your balance is around 50% of your avaliable credit.

If you don't pay the full balance, it will accumlate interest on your unpaid balance starting on the date you charge on your card.

 

[dragonLinux]

长知识了!

 

[peter_jin]

你信用卡上的合同里都写清楚了，自己看看就明白了。