请教各位朋友关于买mutual funds的问题

leave Ottawa

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想买点mutual funds,但是没有经验,不知道银行的mutual funds representatives 给的建议是否可靠,还是他们只会推荐买有提成拿的funds。
谢谢指教!
 
usually banks employees do not charge commission, but they can only sell their bank's product.
Therefore its a limited choice.
 
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Friend4china
 
银行里面的工作人员一般都不拿用佣金的,所以他们会根据他们的知识程度按照你的投资特点给你建议。
同样,过去的表现不能保证未来。我觉得在基金投资里面,不是一种TIMING MARKET的投资。投资的DIVERSIFIED及你投资的ASSET ALLOCATION是最重要的。
 
i totally agree with 挺傻. We are not day trading, mutual fund is long time diversified investment.
 
买mutual funds的问题

Very simple as long as you know what you want to invest in. Just open an account with any discount brokage firm (for example, RBC Action Direct,or TD Waterhouse), you can buy most of the mutual funds available. Some funds are front load, you pay a fee when you buy and you can sell it whenever you want. Some founds are no load, you buy one free of charge, but you need to hold it for one to three months before you sell it, otherwise, you pay a 2% fee for early redeem (sell).
 
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