要从美国搬到加拿大

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sslc

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要从美国搬到加拿大,

1。 在美国这边的汽车贷款还没还换完, 以后从加拿大继续按月还?这事儿大家都是怎末办的,清给说说。

2。 在美国的银行账户是不是都要close掉, 还是根本不用呀?定期的怎末办呀?

3。 加拿大的几家大银行那个服务比较好呀?

4。 如果从美国的银行开了美元的Cashier check, 带到加拿大开户, 能直接
存成加元, 而不用交额外的手续费或换汇费吗?

事情太多, 没什么头绪。 先谢谢大家给出主意。
 
1. you need to make sure that Canada allows the import of the model of your car. then you need to talk to the first lien holder of your car and negotiate a solution; otherwise, the custom(US side) won't let your car to leave(you need to have original title of your car). the Canada will charge you about 200 dollar for import the car and get the car registered in the country(if you are a settler).

2. not necessary. How to get to the money is a different story.
3. different people has different opinion. I bank with TD.
4. you can open US dollar account with Canadian bank. If your bank sell US dollar to your bank using the market price(you can check the exchange rate each day online.) Never buy Canadian dollar at airport or hotel. I think even Credit card is cheaper than airport. check your credit card issuer and find out how much it charges for conversion. Citi charges 3%.

5. you need to exchange your driver license. Ask for an experience letter from DMV from your state. If you have more than 2 years of driving experience, you can pay 75 dollar at Ontario to receive a new G license.

6. ask for insurance letter from your insurance company. This really helps when you are buying insurance in Canada.
 
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