Scotiabank has a CAD saving a/c named Money Master, the rate is 3%, you can use the money anytime you want. For GIC, it depends how much you deposit and whether it is cashable or lock-in. For more info, call 斑竹:glowface:
scotiabank前些年推出3%利息的money master账户时还挺吸引人,定期利息,活期性质,但是现在各家都有,scotia逆水行舟了。
ING direct是saving 3.5%,GIC 4%,但曾经出过4.25%。
PC financial是saving 4%。
Royal bank也是saving 4%。