请大家给拿个主意

[willowen]

我现在在渥太华， 但是我又想2-3年后去温哥华， 大家认为我现在在渥太华买房好还是租房好？谢谢！

 

[mortgagegopher]

我现在在渥太华， 但是我又想2-3年后去温哥华， 大家认为我现在在渥太华买房好还是租房好？谢谢！

I don't have an answer for you.

I suggest you to consider the related cost of buying house before making a final decision. This information is available at CMHC web site, Step 3 — How Much will it Really Cost? | CMHC

Best Wish.

 

[John Yang]

just 2 to 3 years, of course to rent a room.

买房子不是个好主意， 因为你是短期的。

 

[willowen]

谢谢大家，如果我现在买了，到时候再卖会不会特别麻烦？会不会有所损失？我可以一次把房钱付清。谢谢！

 

[happy2008]

买房合适，房价最近涨得厉害。

 

[只在乎曾经拥有]

买房

 

[1784]

you might have to take a hit on mortgage penalty

 

[tdr]

you might have to take a hit on mortgage penalty

上面说了可以一次付清

一次付清的话，可以在那些好区，或离好学校近的地方买房，这样以后好出手。

 

[1784]

上面说了可以一次付清

一次付清的话，可以在那些好区，或离好学校近的地方买房，这样以后好出手。

oh that, then buy asset where the value will go up at a steady rate (developing zones)

you will have a fair capital gain for sure.

 

[jinlaimingbulai]

It's hard to say

除非渥太华的房价未来两,三年还在持续上涨.可我觉得前两年涨的太快,以后很难再象前两年那样涨了.加拿大的经济多多少少还是会受美国经济影响的.如果你看到X房子在两年内涨了个三,五万,千万别以为他能赚那么多,实际上,除去卖房时的agent fee, 买卖房时的closing fee, 每年的property tax,付银行的利息等等,根本赚不了钱.

不过赚钱也是用来享受的,租房住始终没有家的感觉,你有这个能力,该享受的为什么不享受? 呵呵,这话是我老公讲的, 不是我讲的,我们的情况和你相似,也是准备在渥太华呆个两,三年左右,也在犹豫买不买房.我不想买,我老公想买.不过如果你有小孩的话,还是买房好点.

 

[胡同里来的人]

Description of Cost

Cost​

Cost of HomePurchase price

$​

GST (if applicable)

$​

Total Cost of Home
(the purchase price and GST if applicable)


Up-Front CostsAppraisal fee (if applicable)

$​

Deposit (to be paid when you sign the Offer to Purchase)

$​

Down payment

$​

Estoppel certificate fee (for condominium/strata unit)

$​

Home inspection fee

$​

Land registration fee

$​

Legal fees and disbursements

$​

Mortgage broker's fee (if applicable)

$​

Mortgage loan insurance premium (can be included in your mortgage)

$​

Prepaid property taxes and/or utility bills adjustment

$​

Property insurance

$​

Survey or certificate of location cost

$​

Title insurance

$​

Other

$​

Total Up-Front Costs


Other costsAppliances

$​

Gardening equipment

$​

Snow-clearing equipment

$​

Window treatments

$​

Decorating materials

$​

Hand tools

$​

Dehumidifier

$​

Moving expenses

$​

Renovations or repairs

$​

Service hook-up fees

$​

Condominium fees

$​

Total Other Costs



Home Purchase Cost Estimate | CMHC

 

[mds]

捂紧你的钱袋！现在黄金，房子，股票都不宜买，不是投资的时机。

 

[tdr]

捂紧你的钱袋！现在黄金，房子，股票都不宜买，不是投资的时机。

实际上，普通老百姓的钱袋子满身都是窟窿眼，捂是捂不住的 ， 拿着这漏眼的钱袋子，只有祈求生活的时代好，风险真来了就看运气了