问大家一个买房贷款的问题。

[welcomebo]

我目前 没工作， 6月份刚被 裁员。 现在如果想贷款买房， 有没有什么办法阿。 我首期可以付 50％ －60％。 如果跟银行说 买到房子 出租 2间 会有收入呢？ 多谢大家了。。。

 

[bobyuan]

you'd better find a broker for your situation. Or, I know that some bank (scotial bank) have some policy if you pay more than 35%, they won't ask for the proof of income.

 

[巴菲]

一般银行好像不行，但你应该试图多和几家银行谈谈。
如果你已经和某个银行在LAYOFF之前谈定了，被PRE-APPROVE了，他们不应该撤销。
实在不行，就找一找MORTGAGE BROKERs。我记得蔡敏应能帮你，至少她能给些指点。

 

[welcomebo]

非常感谢 2位朋友的意见。 我会多找几家银行问问。。。 另外 可不可以给个提示阿， mortgage broker 有哪个比较好的。。 谢谢各位了。。

 

[38683]

Re

Scotiabank has such program. As long as you are still new immigrant ( come to Canada less than 10 years); Put more than 35% down(Not very sure the accurate number, call them to confirm the percentage) and have good credit history. You can get mortgage without income.