向懂些行情的人请教一个问题。

[rain tree]

在TD买了些BALANCE INCOME,现在下跌了许多，有些沉不住气，不知现在是否应该买了。谢谢指教。

(为了不让人们迷惑将买改成卖，上面写错了，特此更正。)

 

[dkwan]

Mutual funds are for long term.
You should not realize your lose(sell) if you plan to do it long term.
You should keep putting money in it until the day your preset date of selling.

 

[爱米]

what if bankrupt?

 

[dkwan]

What if I die?
Mutual fund is diversify enough that one or 2 companies went bankrupty will kill a mutual fund. There are hundreds of stock in a balanced fund.
If all 100 stocks went bankrupty, then the fund will die.
What is the chances of that?

 

[爱米]

Thanks for answering.
I am thinking if the Inc. own the mutual fund might go bankrupt?

 

[dkwan]

Well, if TD is going down. Then what can we do?

 

[rain tree]

Mutual funds are for long term.
You should not realize your lose(sell) if you plan to do it long term.
You should keep putting money in it until the day your preset date of selling.

你的意思是让我沉住气先不要买(sell)了.缓缓再说？不会血本不归吧？

 

[巴菲]

楼主的中文写错啦。
买 —— buy
卖 —— sell
弄得我云里雾里半天没看明白你的帖子。大家的劝告是不要在高位买进，在现在的低位卖出。如果仅仅是TD破产了，它的BALANCE-IMCOME基金照样运作，因为这个基金由很多成分组成。看看下面他的组合：
Cash and Cash Equivalents - 3.6%
Canada 4.00% 01-Jun-2017 - 3.3%
Canada 8% 01-Jun-2023 - 2.2%
Ontario, Province of 6.50% 03/08/29 - 2.0%
Manulife Financial Corp - 1.9%
Canadian Government Bond 5.75% 06/01/29 - 1.9%
Bank of Nova Scotia - Common 1.8%
Nexen Inc - Common - 1.8%
Potash Corp of Saskatchewan Inc - Common - 1.8%
Royal Bank of Canada - Common - 1.8%

 

[rain tree]

楼主的中文写错啦。
买 —— buy
卖 —— sell
弄得我云里雾里半天没看明白你的帖子。大家的劝告是不要在高位买进，在现在的低位卖出。如果仅仅是TD破产了，它的BALANCE-IMCOME基金照样运作，因为这个基金由很多成分组成。看看下面他的组合：
Cash and Cash Equivalents - 3.6%
Canada 4.00% 01-Jun-2017 - 3.3%
Canada 8% 01-Jun-2023 - 2.2%
Ontario, Province of 6.50% 03/08/29 - 2.0%
Manulife Financial Corp - 1.9%
Canadian Government Bond 5.75% 06/01/29 - 1.9%
Bank of Nova Scotia - Common 1.8%
Nexen Inc - Common - 1.8%
Potash Corp of Saskatchewan Inc - Common - 1.8%
Royal Bank of Canada - Common - 1.8%

哈哈哈，对不起，浪费你的时间了。我时不时的就对这俩个字犯糊涂，所以，我在第二个贴子里注了一个sell.我希望从此以后永远记住卖和买的意思。也对受此误导的网友们表示谦意，不好意思了。
我想你能直接告诉我，我现在是应该卖(sell)了呢？还是现留着？听你们的意思是应该留着，我理解对吗？谢谢大家，让大家费心了！

 

[dkwan]

留着

 

[rain tree]

留着

好，听你的，现留着。我06年买时14。34 一股，昨天只有12。18，想知道近几年垮的最低的数是多少。不知我问的问题是不是靠谱，懂行的别笑话啊！

 

[dkwan]

say, you have purchase $100/month.
Month 1: $100 @ $10/unit = 10 units
Month 2: $100 @ $5/unit = 20 units
Month 3: $100 @ $1/unit = 100 units
Month 4: $100 @ $1/unit = 100 units
Month 5: $100 @ $2/unit = 50 units
Month 6: $100 @ $2/unit = 50 units
Month 7: sell everything @$2/unit?
Total invested: $600
Total number of units: 330
Price/unit dropped from $10/unit to $2/unit, dropped 80%
If sell everything @$2/unit, you will get 330x2 = 660.

Total invested: $600.
Sell total: $660
Earn 10% when price dropped 80%.

This is the power of cost averaging in mutual fund.

 

[dkwan]

好，听你的，现留着。我06年买时14。34 一股，昨天只有12。18，想知道近几年垮的最低的数是多少。不知我问的问题是不是靠谱，懂行的别笑话啊！

But keep the monthly payment as previously scheduled. Cost averaging in MF is very important. As previous post.

 

[挺傻]

If you were in the mutual funds, I think the best option for now is to keep on investing and be patient. Let`s say in 5 years, you will see the return.

 

[rain tree]

say, you have purchase $100/month.
Month 1: $100 @ $10/unit = 10 units
Month 2: $100 @ $5/unit = 20 units
Month 3: $100 @ $1/unit = 100 units
Month 4: $100 @ $1/unit = 100 units
Month 5: $100 @ $2/unit = 50 units
Month 6: $100 @ $2/unit = 50 units
Month 7: sell everything @$2/unit?
Total invested: $600
Total number of units: 330
Price/unit dropped from $10/unit to $2/unit, dropped 80%
If sell everything @$2/unit, you will get 330x2 = 660.

Total invested: $600.
Sell total: $660
Earn 10% when price dropped 80%.

This is the power of cost averaging in mutual fund.

谢谢，谢谢，为我又写了这么一堆数据，我一看就蒙了，我家的男一号给我解释了一下，我明白了，他说，聪明，是不错的主意，我会试试的。