天使为谁落人间
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最近准备买房子，看了几个拿不定主意！！！！！大家帮看一下
- 主题发起人 天使为谁落人间
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if you have sufficient downpayment, maybe worth to wait as the zero down, 40 year mortgage is now just over. there will be less buyers for entry level homes like the one you are interested, and you may get a better price later.
Quote
"据估计，在过去两年里，有四分之三的抵押贷款的期限是35-40年。这是一个征兆，史密斯说，这些购房者将期限用到了极限。更重要的是，当为抵押贷款再融资时，将无法保证，甚至35年期房贷期是否还仍然存在，这意味着借款人可能面临更高的利率。" http://bbs.comefromchina.com/forum79/thread634529.html
Most of the Canadian families rely on a mortgage to finance the purchase of their first home. Now the mortgage rate is already going up across the board, banks used to have prime-1% for mortgage, now it is prime +1%. 2% it is a big difference. Many simply not able to get a mortgage because of that. If I am in your shoes, have 200K cash ready, I will definitely wait.
"据估计，在过去两年里，有四分之三的抵押贷款的期限是35-40年。这是一个征兆，史密斯说，这些购房者将期限用到了极限。更重要的是，当为抵押贷款再融资时，将无法保证，甚至35年期房贷期是否还仍然存在，这意味着借款人可能面临更高的利率。" http://bbs.comefromchina.com/forum79/thread634529.html
Most of the Canadian families rely on a mortgage to finance the purchase of their first home. Now the mortgage rate is already going up across the board, banks used to have prime-1% for mortgage, now it is prime +1%. 2% it is a big difference. Many simply not able to get a mortgage because of that. If I am in your shoes, have 200K cash ready, I will definitely wait.
A third of Canadians see lower house prices
reportonbusiness.com: A third of Canadians see lower house prices: survey
reportonbusiness.com: A third of Canadians see lower house prices: survey
