Learn invest for several years before put more than 10% of your money in!
Or else you could lost all your money within 3-6 months without even know the reason!
Do not ask any person or broker to invest for you, you need to learn it hard way.
Becaus you still have 30-50 years future depends on your invest knowledge (if you retired or prepare to retire)
Better invert in your kid's education first. 200K may enough to send one kids to top univ.