Pay cheque from Auto Insurance company

[imported_test]

I had an accident and it was other party's fault. My insurance company "Monnex" sent me a cheque with my name and body shop's name for my car repairement. Can I cash the cheque and don't go to repaire my car? Will I have problem if I just get money by cashing the cheque and not to repaire my car? Thanks

 

[dell]

u can't cash that check yourself, you need the body shop to endorse that check, which is very unlikely.

 

[imported_test]

checked with bank. I can cash out. But will insurance company know it and make trouble to me? thanks