Monarch used to have good promotion, but just after July 1, they have lowered the upgrade bonus. They also used to have 3 standard levels (standard, deluxe, luxury) at different price levels (separated by a few thousand $), but now they just offer one level, the deluxe level. I remembered the luxury level used to be a really good deal, with granite countertop, garage door opener included, but now they don't offer this level anymore. I think they are lowering standards to keep price low. I am talking about singles, not sure about towns.
But I have to say their floorplan designs are better than average builders.