今天下午,车被别的车撞上了

ailixuan

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今天下午,在一个路口,我左转弯。一个60出头的白人老太太竟然没看到她那个方向的红灯,直着就冲过来了,车头撞到了我的左后轮,把我车轮上方的车外壳撞瘪了一大块,左后轮也被撞斜了(倾斜角度还不小)。
她自己承认是她的责任,警察来后也判定是她负全责。
想请教一下各位朋友,除了拖车、修车及我等待车修好这几天需要租车的费用外,对方责任司机(或其保险公司)还应负担我的哪些费用?
谢谢各位的指教!
 
"这几天需要租车的费用"要看你自己的保险有不有?
 
今天下午,在一个路口,我左转弯。一个60出头的白人老太太竟然没看到她那个方向的红灯,直着就冲过来了,车头撞到了我的左后轮,把我车轮上方的车外壳撞瘪了一大块,左后轮也被撞斜了(倾斜角度还不小)。
她自己承认是她的责任,警察来后也判定是她负全责。
想请教一下各位朋友,除了拖车、修车及我等待车修好这几天需要租车的费用外,对方责任司机(或其保险公司)还应负担我的哪些费用?
谢谢各位的指教!

给你租车、拖车和修车就行了,没有更多的期待了。

当然如果你开始腰酸背疼,应该也负责医疗费。再如果你头昏眼花,也应该负责医疗费。。。
 
"这几天需要租车的费用"要看你自己的保险有不有?

应该与自己有没有租车保险无关,我觉得。因为是对方的错。
 
你的保险公司负责你这一方,一切按你的保险条款执行。

如果是一恶性事故,将是另外的故事。
 
感谢各位朋友的热情相助!
已与我自己的保险公司联系了。但因为是周末,接电话的工作人员无法帮我核实我的保险中是否包含租车这项,只能等到周一了。不过心里有点担心不包含租车项目,因为我的保险是最基本的那种(也就是有些朋友把它叫做“单向险”的那种)。同时心里也有些觉得不太公平,被别人撞了,自己没有过失,却有可能连租车应急的钱也拿不到。不过想想似乎也没办法,只能怨自己,谁让自己没给保险公司多孝敬点银子呢?呵呵。
 
the other driver's insurance should pay for everything here ---- including the rental cost. your policy is liability that pays the other one if you are at fault.

why bother your insurance company for rental? you should talk to the lady's insurance company and ask them to schedule the rental payment.
 
the other driver's insurance should pay for everything here ---- including the rental cost. your policy is liability that pays the other one if you are at fault.

why bother your insurance company for rental? you should talk to the lady's insurance company and ask them to schedule the rental payment.

不是这么回事情吧?你有过这方面的经历还是自己的理解?

No-fault Insurance Policy
http://www.ibc.ca/en/Car_Insurance/ON/No_Fault.asp
 
LZ mentioned "因为我的保险是最基本的那种(也就是有些朋友把它叫做“单向险”的那种)", that's liability insurance.

I myself only purchased the liability insurance just as LZ did. Per definition, Liability coverage pays for your legal responsibility to others for bodily injury or property damage. My insurance will pay for others, not for me.

I had two, three occasions of accidents for the past 10 years. Luckily i wasn't at fault for all of them. each time, i dealt with the other driver's insurance company for car repair/rental.

in lz's case, the other driver has accepted the responsibility. the best way for lz to do is to file a claim against the other driver and let them pick the cost for everything.
 
感谢各位朋友的热情相助!
同时心里也有些觉得不太公平,被别人撞了,自己没有过失,却有可能连租车应急的钱也拿不到。
要不怎么叫意外呢?
 
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