分享:可能适合你??
- 主题发起人 Ottawa613
- 开始时间
- 注册
- 2005-09-01
- 消息
- 571
- 荣誉分数
- 101
- 声望点数
- 153
I got introduced to MBNA MC about 3 months ago. Initially I was not sure if there's any "catch" underneath the nice-looking surface, as this card/deal appeared to be significantly better than any existing CC that I already had.
Upon reading the so-called "fine-print" Terms-and-Agreements, I could not find any out-of-ordinary "catch". The only thing that's different from other cards seems to be the $50 threshold of mailing out reward cheques, which I can accept.
This is a mastercard with NO annual fee (hope it stays like this), cash-back rate at minumum 1% (any balance, any purchase, with gas & grocery purchase cash-back rate at minimum 3%), and all platinum card benefits (like car-rental-coverage, extended-warranty, etc).
In my opinion, the online account access is easy to setup and provides detailed transaction data and reward cash information. The customer service people, based on my one-time service call experience, seemed to be friendly, competent, and capable of resolving an issue quickly.
After about 2 months of usage, I like this card so far. Online payment from my bank account is also easy (same as any other bill).
Upon reading the so-called "fine-print" Terms-and-Agreements, I could not find any out-of-ordinary "catch". The only thing that's different from other cards seems to be the $50 threshold of mailing out reward cheques, which I can accept.
This is a mastercard with NO annual fee (hope it stays like this), cash-back rate at minumum 1% (any balance, any purchase, with gas & grocery purchase cash-back rate at minimum 3%), and all platinum card benefits (like car-rental-coverage, extended-warranty, etc).
In my opinion, the online account access is easy to setup and provides detailed transaction data and reward cash information. The customer service people, based on my one-time service call experience, seemed to be friendly, competent, and capable of resolving an issue quickly.
After about 2 months of usage, I like this card so far. Online payment from my bank account is also easy (same as any other bill).
Thanks for an excellent report! 
I'd like to add is with gas & grocery purchase cash-back rate at 5% for the first 6 month. I heard it's the best CC in the market at the present time - one thing that may prevent some people from joining, is the income requirement...
I'd like to add is with gas & grocery purchase cash-back rate at 5% for the first 6 month. I heard it's the best CC in the market at the present time - one thing that may prevent some people from joining, is the income requirement... The credit card application "link" below is currently unavailable, but please call this number to apply 1-800-416-6345. I just called to verify and there is no dead line to apply. Good luck and Wish you a Happy New Year!
