报税问题：mutual fund intrest 算other income，还是Capital Gain?

[globe]

请问：
我得到银行的一张T3 slip,我看到Box 26 是"other income", 所以我不知道这个Box26下面的钱是否算"Capital Gain"? 如果是，我就可以用这部分钱减去我炒股票损失的钱？否则，是否这部分钱只能算一般的利息收入。

另外：
在2002年我在TD Warehouse炒股票损失了一些钱，现在报税，是否我应该受到TD Warehouse寄的Statement, 或是一些T slips.

多谢！

 

[klin]

关于股票报税是很复杂的问题，还是问专业人士为妙。

 

[gentleboy]

yes

1. 算capital gain. 可以抵消你的股票损失.
2. 如果没有dividend 或者interest, 那么TD waterhouse 不会寄任何东西给你报税用, 你要用TD waterhouse 每月寄给你一次的statement去报税.自己计算loss or gain.
by the way, I also have a cash account in Td waterhouse, and lost CAD $8000 last year. that is why I know.

 

[yh_abc]

If you do not sell your stock, I do not think you can claim loss or gain, right ?

 

[gentleboy]

you are right

right,
You do not need to claim any loss or gain if you did not sell them.
you only need to declare capital loss or gain, nor paper loss or gain.

 

[globe]

I called the TD Mutual Fund Representative, and she told me that the intrest of Mutual Fund is other income, not Capital Gain. Is that right?

 

[timmy]

The TD Representative is right. Any dividends even spun-off shares belong to interest income. They have nothing to do with capital gain(loss) in the Tax Retrun.They are 100% taxable.