1. I contacted allState by myself when I signed with them 2 years ago. No agent evovled.
2. The renewal is for third year. The rate from second year was the same as the first year.
3. AllState called me and explained that is their overall price change.
4. I called TD and got a much better rate at $620 with almost same coverage. Happy . Thank Allstate to force me to ask around.
So, TD is probably a good choice if you are not happy with your current insurance.