a question about insurance

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MCBR

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I saw some small scratch on my car this morning.
My insurance coverage has the benefit called "Hit and run".
I called this morning, they told me I have to call police first.
My question is will that charge me to call the police and how can I call the police - just call 911?

Thank you for you reply.
 
you can only call local police2361222.
911 only take care of emergency matter.
 
呵呵,别费心了,想修就自己修吧,找了警察,保险公司也不管这种情况。
 
Hi, guys.
How can I repaint some small scratch just by myself.
Please help!
 
>> 呵呵,别费心了,想修就自己修吧,找了警察,保险公司也不管这种情况。

保险公司不管这种情况?
But I have bought "Hit and Run", That should be zero deductible.
Anyone can give me more advice? Thank you!
 
你如果要求赔偿的话
可能会涨你的保险吧
为了这么1,2百块的事保险一年涨1000多可不划算
 
I have signed 2 years' contract with my insurance company. So I don't think they will increase my insurance during these two years.
 
I am not going to call police. I am a bit afraid to contact police although I am doing nothing wrong.
Could anybody tell me how to fix some small scratch on the body by myself?
Is there any difference with the appearance after I fixed it?

Thank you if you can give me more advices!
 
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