Some tips of getting better Auto Insurance Quote

[terry]

Here are some tips from what I experienced, which may save you some $$:


1> Pleasure use only.
If the car is used to any job related things, premium will be increased.

2> If you have 2 cars that you may use either one going to work place, please leave low value one as "Go to work place", the other one can be saved as "Pleasure use".
My two cars are not insured on the same day, I didn't know this. and put two as "go to work" which increased my premium. Since I have told them I may use either car to work, there is no chance for me to re-clarify.

3> "3KM" away from work
If your work place is >= 3KM, it will make some diffenreces.

4> "personal" insurance is my favourate.

5> Please add option 27, which will save you a lot of insurance $ at rental.

 

[kitaro]

if you have Gold Visa card, no need for option 27.

 

[colin]

最初由 kitaro 发布
if you have Gold Visa card, no need for option 27.

having a gold visa card can reduce the car insurance? can u give me more detail, thanks a lot

 

[terry]

最初由 kitaro 发布
if you have Gold Visa card, no need for option 27.

Not exactly.

As far as I know, most Gold Visa card like Royal Gold and CIBC Gold usually provide free CDW(Collission Damage Waiver)insurance for rental car.

What CDW covers is your NO-FAULT parts (Collission and Damage). If it is your fault to cause CD. You won't be covered. Please read fine character carefully in the agreement.

While Option 27, covers more than gold visa CDW, even at your fault.

Option 27 will only cost you 20-40/year depending on your driving record.