关于车险

[olipower]

有哪位前辈知道外省的车险，在安省发生事故，可以赔偿吗，如果保险中断几个月了，再在安省买，会有什么麻烦呢？谢谢！

 

[月下独酌]

只要是加拿大的保险都赔，不过如果你长期在外，人家会问你为什么，会有麻烦。

保险中断+开车 = illegal

中断但是车运过来了，再在ON上保险没有问题，但是有可能要做安检

 

[ccc]

１）车辆保险区域没有限制，在哪里发生事故，都可以索赔。
２）保险中断等于没有保险，车上路是违法的。
３）外省驾驶执照必须得在一定时间内换成安省的，否则违法也不能上车牌。
３）外省车，必须在一定时间内换安省车牌；换车牌的时候须提供车辆保险号码(可能要做安检)。

详细准确信息见MTO网站。

 

[olipower]

谢谢！有谁推荐哪间保险公司好的，

 

[olipower]

终于决定留在渥太华了，接下来是买车险了，哪位能推荐以下卖车险的公司吗，万分感谢。

 

[YINGWA]

Find an insurance broker

终于决定留在渥太华了，接下来是买车险了，哪位能推荐以下卖车险的公司吗，万分感谢。

You can hire an insurance broker to do it for you.

Tell your broker your need, and your broker will shop around, show you all the quotes from different insurance companies, price may be different, coverage is also different. That broker is just a middle man. He has commission from insurance company.

My insurance broker is in Toronto, (my family stick with the same person more than ten years). Maybe there are insurance brokers who saw your post can introduce themselves to you.



Good luck

 

[olipower]

thanks again. do i need to show my post or post code here? Are there some brokers can speak chineses? thanks.

 

[YINGWA]

thanks again. do i need to show my post or post code here? Are there some brokers can speak chineses? thanks.

They probably need the following:
1. Colour, make, model and year of your car
2. Your previous insurance and driving record (you cannot lie to them, they can use your driver license to find out whether you have any demerit points from other province or USA,...)
3. Do you drive to work or just weekend (leisure driver)
4. If you are married, you have to tell them names and driver license of all family members who live with you (especially kids under 25)
5. Whether you want to bundle with your house insurance.

Your insurance broker will tell you what he/she wants to know.

Good luck.