请问各位达人，房子是租出去还是便宜卖掉？

mimi_ge · 2012-09-20

乐极生悲说:
打破MORTGAGE的PENALTY怎么算的

at least 3 months interest

uglyducking · 2012-09-20

十二少说:
你MORTGAGE 也最多DOUBLE UP或者付个ANNIVERSARY PREPAYMENT, 又不能付清，打破MORTGAGE要PENALTY的，不划算。

if 20% 20%, that's a lot of money

乐极生悲 · 2012-09-20

mimi_ge 说:
at least 3 months interest

at least？总得有个计算公式吧

mimi_ge · 2012-09-20

乐极生悲说:
at least？总得有个计算公式吧

看合同呗。

假如你毁约，银行没啥损失，就比较好谈，假如银行会有大损失，还不止3个月interest。再加利息差别。

uglyducking · 2012-09-20

some mortgage after a few years (maybe 3-4 years for a 5 years term mortgage) becomes open (means you pay 0 penalty to pay all off)

乐极生悲 · 2012-09-20

mimi_ge 说:
看合同呗。

假如你毁约，银行没啥损失，就比较好谈，假如银行会有大损失，还不止3个月interest。再加利息差别。

欧，爱c.
三克斯。

uglyducking · 2012-09-20

variable rate mortgage penalty could be 3 month interests normally,
fixed rate, depends on how your term says. ask hot-dog....