讨论长线股市投资: 机会,风险,历史经验

本帖由 tai_ji882014-02-28 发布。版面名称:投资理财

  1. tai_ji88

    tai_ji88 新手上路 ID:83897

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    Market down, opportunity comes
     
  2. tai_ji88

    tai_ji88 新手上路 ID:83897

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    Market down is good for long-term investors
     
  3. GuardianAngel

    GuardianAngel 本站元老 ID:19245 VIP

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    你真牛。
     
  4. tai_ji88

    tai_ji88 新手上路 ID:83897

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    顶 for fiends

    1. http://www.theglobeandmail.com/globe-investor/my-watchlist/ can be used to check the performance of the stock, ETF, and all mutual Funds.

    2. I like to select ETFs from ishare ETF fund: https://www.blackrock.com/ca/indivi...ist#!type=iSharesETFCA&tab=overview&view=list
    • CDZ, a Canadian dividend ETF, yield is about 4% at this time. It has better performance than most of Canadian dividend mutual funds, due to its low MER. good historic performance when being compared with cdn index
    • XDV, a Canadian dividend ETF, yield is about 4% at this time. Hower, it looks to be less diversified than CDZ. It has 50% exposure in finance sector at one point.
    • CUD, a US dividend ETF, better for being hold in registered accounts such as RRSP, TFSA, RESP for reason of US dividend payment tax treatment in Canada
    • specialized Canadian/Global high dividend ETFs, for diversification
      • XFN, for Canadian finance sector, good historic performance when being compared with cdn index
      • XRE, for Canadian real-estate sector, P/E=14 yield is about 5% at this time
      • CGR for global real-estate sector, good historic performance, better for being hold in registered accounts for income tax treatment reason
    • Canadian TSX index ETFs: P/E is about 16, yield is about 2.8% on Aug 5, 2016
      • XIU, XIC. Holding index funds can save the effort for detailed fund selection with a return that can be better than the average of all mutual funds.
    • US S&P 500 index ETFs: P/E is about 18, yield is about 2% on Aug 5, 2016
    • high-risk ETFs
      • XMA, if you have patience to buy when the market is down a lot, and at a historic low price. For example, you may bought this at $8.50 in early this year. Now it is about $15.00
    3. a widely acclaimed book on value investing: The Intelligent Investor by Benjamin Graham
    https://en.wikipedia.org/wiki/The_Intelligent_Investor

    4. cdz and tsx index price comparison (excluding dividend payment. currently CDZ dividend is about 4%, about 1% higher than TSX index ETFs XIU and XIC). The following diagram covered the 2008/2009 economic crisis with stock market melt down for about 50%drop. However, for long term investment, the investment on CDZ or XIU and XIC had a 10 year average return 4.92% to 6.38%, much higher than 2-3% inflation, much higher than GIC too.

    • Ticker: InceptionDate : As Of : YTD (%) 1Y (%) 3Y (%) 5Y (%) 10Y (%) Incept (%)
    • CDZ Sep 8, 2006; Jul 31, 2016; 11.86 5.10 6.38 6.96 - 6.38
    • XDV Dec 19, 2005; Jul 31, 2016; 12.45 4.31 4.99 6.24 5.40 5.30
    • XIC Feb 16, 2001; Jul 31, 2016; 14.08 3.96 8.41 5.37 4.92 6.24
    • XIU Sep 28, 1999; Jul 31, 2016; 12.78 2.32 8.87 5.91 5.13 6.85
    • XRE Oct 17, 2002; Jul 31, 2016; 23.25 14.00 9.60 8.09 7.79 10.73
    • XFN Mar 23, 2001; Jul 31, 2016; 7.55 5.20 9.90 10.24 6.47 9.17
    note: above data is from https://www.blackrock.com/ca/indivi...esETFCA&tab=performance&view=grouped&fc=43541

    [​IMG]
     

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  5. 燕麦粥周

    燕麦粥周 初级会员 ID:154437

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    最近POT与AGU要合并,楼主能谈谈合并的利弊吗?股价上会怎么体现?
     
  6. Lost boy 0922

    Lost boy 0922 新手上路 ID:163285

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    咋不做60年的长线呢?
     
  7. tai_ji88

    tai_ji88 新手上路 ID:83897

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    :)
     
  8. tai_ji88

    tai_ji88 新手上路 ID:83897

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    近年只侧重指数类的ETF 和我上面提道dividend类型的公司。对上面公司不清楚。
     
  9. tai_ji88

    tai_ji88 新手上路 ID:83897

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    'I feel duped': Why bank employees with impressive but misleading titles could cost you big time
    http://www.cbc.ca/news/business/bank-s-deceptive-titles-put-investments-at-risk-1.4044702

    • Turns out, the RBC vice-president was actually licensed as something called a "dealing representative" — a salesperson.
    • Deceptive employee titles: A recent report by the Small Investor Protection Association found there are 121,000 people registered as financial professionals in Canada, and the vast majority are registered as dealing representatives — salespeople licensed to sell financial investments.
      Only about 4,000 of these registered financial professionals have a fiduciary duty, which is a legal obligation to act in the client's best interest.
    • "The game today is to earn clients' trust," said Larry Elford, a former certified investment manager with RBC and lead researcher of the SIPA report. "And never let them know that you are actually a commissioned salesperson and you don't have to honour that trust."
    • The stakes are high, says Elford, who points out that a two per cent management fee on mutual funds typically cuts an investor's retirement fund by about half over a 35-year period.
    • What's in a vowel?
      A common trick for misleading customers, according to Elford, is the banking industry's use of the term "financial advisor" — spelled with an "o."
      He says "advisor" is an unregulated title that anyone can use, whereas the title "adviser" — spelled with an "e" — can only be used if the employee has a fiduciary responsibility to the client.
      "Advisors can sell you the third, fourth, fifth or least beneficial product to you," Elford said. "They do that a great deal of the time if it makes them more commissions, or if their bank manager is telling them they need to sell more of the house-brand product."
      In an email to Go Public, the Canadian Securities Administrators confirmed that it does not regulate most titles used by employees in the financial industry.
    • TD financial advisor who recently quit: ' I had zero training and had to learn on the go.'
     
  10. tai_ji88

    tai_ji88 新手上路 ID:83897

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  11. tai_ji88

    tai_ji88 新手上路 ID:83897

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    "来自国际清算银行(Bank for International Settlements)的数据显示,截至2016年底,中国的债务占GDP的比重为257%,略高于美国,大大高于新兴经济体184%的总体水平。"

    "Crescat Capital的史密斯说,他认为全球投资者面对中国带来的威胁时仍然太自以为是。他把中国称为“我们平生所见的最大宏观泡沫”,他说问题之严重“已经超出了全球金融监管机构所宣称的曾让其他国家在历史上遭遇麻烦的那种程度”。"

    from: http://global.dwnews.com/news/2017-06-19/59820922.html
     
  12. tai_ji88

    tai_ji88 新手上路 ID:83897

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    躺着也能挣钱,智能投资真的比人类更靠谱吗?

    http://blog.dwnews.com/post-971595.html
    https://www.phototw.net/news/201709/d4kz8k4p.html

    "Betterment和Wealthfront是人们最耳熟能详的智能投顾公司,如今它们已经成长为资产管理规模数十亿美元的投顾平台。
    根据最新的数据,betterment管理了大概60亿美元的资产,成为规模最大的智能投顾公司。"

    "2012年1月——2016年3月期间Betterment平台上一组增长型计划组合(90%股票ETF+10%债券ETF)的累计收益率为36.7%,权益类资产配置比例在80%-100%之间的投资者实际平均收益率27.6%,而同期标普500指数的涨幅为61.19%。
    很遗憾,从数据来看智能投资顾问还是没有跑赢指数!比起智能投顾的名声在外,它所带来的收益确实有点令人失望。"
     

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