车得花钱吧(就算拍现金买,无贷款),车要折旧吧,维护得花钱吧,保险加50%如何?这几项,不算汽油,10年下来,平均每年$2,500不多吧?
呵,关键是,楼主是否独立驾驶。如果只有Chen生一个人开车,永远闲置一辆在那里,两辆车绝对是浪费。我情愿把那钱吃了、穿了。
CALCULATING THE COSTS
Our cost of ownership Ratings comprise six main factors:
Depreciation is the largest cost factor by far. On average, it accounts for about 46 percent of total ownership costs over five years. Depreciation is a vehicle's loss in value over a defined period. To calculate it, we start with the price of a typically equipped model and factor in the discounts offered off of the manufacturer's suggested retail price on some models. The average model depreciates about 65 percent over five years. Some vehicles depreciate faster than others because of oversupply, limited appeal, or rebates on similar new models. When we don't have depreciation data for a new model, we use estimates based on comparable vehicles.
Fuel costs can really add up, especially for SUVs. For example, you could pay more than $15,000 to fill up a Dodge Nitro over five years, while a similar-sized but more-efficient RAV4 V6 could save you $4,000 during that time. To calculate fuel costs, we assume the vehicles are driven 12,000 miles a year, the average reported by respondents to our annual survey. To that we apply the national average price of $4.00 a gallon for regular gas as of early June 2008. For models that require premium or diesel fuel, we use these costs: $4.20 a gallon for premium, and $4.80 for diesel. On average, fuel is the second-largest cost of vehicle ownership, at 26 percent over five years.
Interest is tied directly to vehicle price, and accounts for about 12 percent of five-year ownership costs. We calculate it based on a five-year loan, with a 15 percent down payment, because that is how many people buy cars. We use the average interest rate of 6.8 percent as reported by Bankrate.com in June 2008.
Insurance costs vary depending on many factors, including your age, location, and driving record. And they can dramatically boost the ownership costs of models that otherwise would seem affordable. For example, if you're looking for a fast car on a budget, steer clear of the Mitsubishi Lancer Evolution. Insurance can run $2,500 a year or more. Conversely, the similarly priced Acura TL can cost as little as $900 to insure over a year. Overall, insurance makes up about 11 percent of total ownership costs over five years. Costs are derived from data from the Highway Loss Data Institute.
Maintenance and repair costs make up 4 percent of ownership costs over five years on average, according to data from 675,000 Consumer Reports subscribers who responded to the online version of our 2007 Annual Car Reliability Survey.
They gave us their estimated costs for the last year-excluding tires-and their responses provided data for more than 300 models on vehicles up to eight years old. We used estimates based on similar models when data was unavailable. The majority of the costs are covered by the factory warranty during the first few years. But for some vehicles it can still add up. On average, we found that the Range Rover is the most expensive vehicle to own for maintenance and repairs, costing about $2,000 in the fifth year alone. But the Toyota Land Cruiser is also luxurious and very capable off-road and costs only $600 in that year.
Sales tax costs owners about as much as maintenance and repair does. We use the national average of 4.9 percent.
http://www.consumerreports.org/cro/...view/what-that-car-really-costs-to-own-ov.htm