回国大家买旅行保险吗？

[nicyr]

带宝宝回国4个月，只有头40天有保险，后面要自己买。
大家回国推荐买吗？主要怕宝宝生病什么的。
谢谢

 

[随意贴]

请问头40天的保险是谁cover的？在中国有效？谢谢。

 

[puffy ottawa]

看你们的保险。如果急诊住院的话，保险公司报的。

 

[YiXiao]

带宝宝回国4个月，只有头40天有保险，后面要自己买。

大家回国推荐买吗？主要怕宝宝生病什么的。

谢谢

我去年带女儿回国的时候买了。我买地是Family Plan， 一天好像是4 刀左右。不过我买地天数少，就用不了几个钱。你需要买地天数还是挺多的。 我认为销财免灾， 买了就放心了。



提醒你一下，问问你的Insurance公司对Out of Country Medical Coverage 有什么需要注意的没有。我当时被告知在就医前，需要先打一个指定电话通知保险公司。如有特殊情况，不能在就医前打， 也要尽量在最短的时间内通知他们。否则有可能会不Cover。

 

[kintrust]

带宝宝回国4个月，只有头40天有保险，后面要自己买。

大家回国推荐买吗？主要怕宝宝生病什么的。

谢谢

小孩小，生病的几率大，建议买保险。如有需要请联系：613-722-5005 TONY 柯思纯 保险条例细则可在网站 www.kintrust.com 找到。谢谢！

 

[nicyr]

谢谢楼上的答复
头40天是公司包的，过了以后就要自己买的。
我看还是买一个吧，3个月全家大概400块，2每人20M的保费

 

[Sean Mama]

http://www.health.gov.on.ca/en/public/programs/ohip/outofcountry/travellers.aspx

Out of Country Emergency Health Services
Emergency health services are those given in connection with an acute*, unexpected condition, illness, disease or injury that arises outside Canada and requires immediate treatment.

* Treatment for a short period of time in which a patient is treated for a brief but severe episode of an illness, disease, condition or injury.
The Ontario Health Insurance Plan (OHIP) only covers emergency health services at very limited rates. For example, an outpatient visit to a U.S. emergency room may cost thousands of dollars for the duration of your care, however OHIP will only reimburse up to a total of $50.00 CDN per day for this service regardless of the severity of the situation. If you plan to travel outside of Ontario, it is strongly recommended that you obtain additional private medical insurance and fully understand what your policy covers.

For additional information about travelling outside Canada please refer to the ministry's Fact Sheet "Travelling Outside Canada"

 

[火焰琥珀]

俺们回过都不用买保险，因为家长就是医院在职人员。（显摆贴）

 

[asdfqwer]

带宝宝回国4个月，只有头40天有保险，后面要自己买。
大家回国推荐买吗？主要怕宝宝生病什么的。
谢谢

不买。OHIP cover的已经不少了，剩余部分有公司保险的out of country coverage。

 

[QQ2011]

http://www.health.gov.on.ca/en/public/programs/ohip/outofcountry/travellers.aspx

Out of Country Emergency Health Services
Emergency health services are those given in connection with an acute*, unexpected condition, illness, disease or injury that arises outside Canada and requires immediate treatment.

* Treatment for a short period of time in which a patient is treated for a brief but severe episode of an illness, disease, condition or injury.
The Ontario Health Insurance Plan (OHIP) only covers emergency health services at very limited rates. For example, an outpatient visit to a U.S. emergency room may cost thousands of dollars for the duration of your care, however OHIP will only reimburse up to a total of $50.00 CDN per day for this service regardless of the severity of the situation. If you plan to travel outside of Ontario, it is strongly recommended that you obtain additional private medical insurance and fully understand what your policy covers.

For additional information about travelling outside Canada please refer to the ministry's Fact Sheet "Travelling Outside Canada"

我以前也听说过这个。因为回中国的医疗费比这边便宜很多。所以好像还能COVER不少。不过必须得是紧急住院，慢性病不行。然后医生写的病例要翻译成英语。好像还要尽早打电话通知这边的省卫生部门备案。最好不要等报销的时候再说。

我也是几年前在BC的时候听说的这个。自己没实践过。而且时间长了，记得也不准。说出来给大家参考一下吧。

 

[nicyr]

谢谢大家回复。 我还是买了保险 因为孩子回去要呆好几个地方。 买了心安