7 728910 新手上路 注册 2013-07-16 消息 24 荣誉分数 1 声望点数 3 2013-07-17 #1 大家对私人贷款有兴趣吗? Or Mortgage Syndication? 对于贷方( Lender), 一般多为短期借贷, 6个月到一年的时间. 借方(borrower)愿付贷款利率多为8+%, 用Ottawa的房地产为抵押品. 借贷方式与银行一样, 由律师在省里注册为Mortgage.
大家对私人贷款有兴趣吗? Or Mortgage Syndication? 对于贷方( Lender), 一般多为短期借贷, 6个月到一年的时间. 借方(borrower)愿付贷款利率多为8+%, 用Ottawa的房地产为抵押品. 借贷方式与银行一样, 由律师在省里注册为Mortgage.
D dkwan 资深人士 注册 2004-06-07 消息 4,419 荣誉分数 398 声望点数 243 2013-07-17 #2 What will be minimum investment amount?
7 728910 新手上路 注册 2013-07-16 消息 24 荣誉分数 1 声望点数 3 2013-07-17 #3 dkwan 说: What will be minimum investment amount? 点击展开... A very good question! $100,000
terry890 知名会员 注册 2004-08-20 消息 1,069 荣誉分数 119 声望点数 173 2013-07-18 #5 Is the asset much greater than the loan( combine all the loan) if it is, then why can't he go to a bank, if it isn't then there is too much risk
Is the asset much greater than the loan( combine all the loan) if it is, then why can't he go to a bank, if it isn't then there is too much risk
D dkwan 资深人士 注册 2004-06-07 消息 4,419 荣誉分数 398 声望点数 243 2013-07-18 #6 risks and rewards are always proportional. do you think they want to pay you 10+% while they can get a single digit at the Big 5?
risks and rewards are always proportional. do you think they want to pay you 10+% while they can get a single digit at the Big 5?
7 728910 新手上路 注册 2013-07-16 消息 24 荣誉分数 1 声望点数 3 2013-07-19 #8 terry890 说: Is the asset much greater than the loan( combine all the loan) if it is, then why can't he go to a bank, if it isn't then there is too much risk 点击展开... Thank you for your comments. 其实许多事不是那么简单. 借款人有他的考虑, 短期, 灵活, 收益分配快. 贷款人的短期收益高. (Win-win) 你要是认为risk high, 我也可以考虑把房子卖给你. 而且我的房子都有10+%收益.
terry890 说: Is the asset much greater than the loan( combine all the loan) if it is, then why can't he go to a bank, if it isn't then there is too much risk 点击展开... Thank you for your comments. 其实许多事不是那么简单. 借款人有他的考虑, 短期, 灵活, 收益分配快. 贷款人的短期收益高. (Win-win) 你要是认为risk high, 我也可以考虑把房子卖给你. 而且我的房子都有10+%收益.
7 728910 新手上路 注册 2013-07-16 消息 24 荣誉分数 1 声望点数 3 2013-07-19 #9 dkwan 说: risks and rewards are always proportional. do you think they want to pay you 10+% while they can get a single digit at the Big 5? 点击展开... Mr. Kwan, Thank you for your comments too.
dkwan 说: risks and rewards are always proportional. do you think they want to pay you 10+% while they can get a single digit at the Big 5? 点击展开... Mr. Kwan, Thank you for your comments too.
D dkwan 资深人士 注册 2004-06-07 消息 4,419 荣誉分数 398 声望点数 243 2013-07-19 #10 There are lots of reasons. Owners have many reasona why they choose private loan, but loaners has only 1 concern: safety of the money. Note: I am doing short term loans in Toronto with mortgage backing. Amount is increment of $30k, 6-month return, 8% fix, term-end payment only. 728910 说: Thank you for your comments. 其实许多事不是那么简单. 借款人有他的考虑, 短期, 灵活, 收益分配快. 贷款人的短期收益高. (Win-win) 你要是认为risk high, 我也可以考虑把房子卖给你. 而且我的房子都有10+%收益. 点击展开...
There are lots of reasons. Owners have many reasona why they choose private loan, but loaners has only 1 concern: safety of the money. Note: I am doing short term loans in Toronto with mortgage backing. Amount is increment of $30k, 6-month return, 8% fix, term-end payment only. 728910 说: Thank you for your comments. 其实许多事不是那么简单. 借款人有他的考虑, 短期, 灵活, 收益分配快. 贷款人的短期收益高. (Win-win) 你要是认为risk high, 我也可以考虑把房子卖给你. 而且我的房子都有10+%收益. 点击展开...
terry890 知名会员 注册 2004-08-20 消息 1,069 荣誉分数 119 声望点数 173 2013-07-19 #11 大家记住， 加拿大银行和中国不同。 加拿大银行会给任何有抵押，有偿还能力的人做长期或短期的贷款。 私下贷款风险高。 如果有房子抵押，一定要查有没有其他的债权人已经把房子作为抵押了， 在法院可以查到。 一旦决定贷款，一定要去法院注册，通过律师起草合同。
大家记住， 加拿大银行和中国不同。 加拿大银行会给任何有抵押，有偿还能力的人做长期或短期的贷款。 私下贷款风险高。 如果有房子抵押，一定要查有没有其他的债权人已经把房子作为抵押了， 在法院可以查到。 一旦决定贷款，一定要去法院注册，通过律师起草合同。
7 728910 新手上路 注册 2013-07-16 消息 24 荣誉分数 1 声望点数 3 2013-07-19 #12 dkwan 说: There are lots of reasons. Owners have many reasona why they choose private loan, but loaners has only 1 concern: safety of the money. Note: I am doing short term loans in Toronto with mortgage backing. Amount is increment of $30k, 6-month return, 8% fix, term-end payment only. 点击展开... 谢谢. How can I make you feel safe for your money? Please let me know, I'll make it happen.
dkwan 说: There are lots of reasons. Owners have many reasona why they choose private loan, but loaners has only 1 concern: safety of the money. Note: I am doing short term loans in Toronto with mortgage backing. Amount is increment of $30k, 6-month return, 8% fix, term-end payment only. 点击展开... 谢谢. How can I make you feel safe for your money? Please let me know, I'll make it happen.
7 728910 新手上路 注册 2013-07-16 消息 24 荣誉分数 1 声望点数 3 2013-07-19 #13 terry890 说: 大家记住， 加拿大银行和中国不同。 加拿大银行会给任何有抵押，有偿还能力的人做长期或短期的贷款。 私下贷款风险高。 如果有房子抵押，一定要查有没有其他的债权人已经把房子作为抵押了， 在法院可以查到。 一旦决定贷款，一定要去法院注册，通过律师起草合同。 点击展开... 谢谢你的提醒. 这点我一开始已经提到过了.
terry890 说: 大家记住， 加拿大银行和中国不同。 加拿大银行会给任何有抵押，有偿还能力的人做长期或短期的贷款。 私下贷款风险高。 如果有房子抵押，一定要查有没有其他的债权人已经把房子作为抵押了， 在法院可以查到。 一旦决定贷款，一定要去法院注册，通过律师起草合同。 点击展开... 谢谢你的提醒. 这点我一开始已经提到过了.
D dkwan 资深人士 注册 2004-06-07 消息 4,419 荣誉分数 398 声望点数 243 2013-07-19 #14 728910 说: 谢谢. How can I make you feel safe for your money? Please let me know, I'll make it happen. 点击展开... First charge. Max 80%LTV
728910 说: 谢谢. How can I make you feel safe for your money? Please let me know, I'll make it happen. 点击展开... First charge. Max 80%LTV
7 728910 新手上路 注册 2013-07-16 消息 24 荣誉分数 1 声望点数 3 2013-07-19 #15 dkwan 说: First charge. Max 80%LTV 点击展开... 没有问题. 你要是认真的话, 我跟你借1.5M. Term: First charge. Max 80%LTV, 10% fixed for 1yr; monthly interest only payment. 我想, 我的条件比你那个Toronto的强多了. 能不能把那个Toronto的借贷条件给我讲讲?
dkwan 说: First charge. Max 80%LTV 点击展开... 没有问题. 你要是认真的话, 我跟你借1.5M. Term: First charge. Max 80%LTV, 10% fixed for 1yr; monthly interest only payment. 我想, 我的条件比你那个Toronto的强多了. 能不能把那个Toronto的借贷条件给我讲讲?
