加拿大保险业就是合法的骗子行业,据说有冰球运动员为手买保险,可是只断1根手指,那么就得不到保费了,因为还留着4根手指


http://www.cbc.ca/news/canada/briti...refuses-claim-for-severe-eye-injury-1.3834953
The insurance giant says even though Laprise only sees black in the bottom half of her vision, she can wear strong prescription glasses to eliminate blurry, double vision in the upper field, so she doesn't qualify for coverage.
Accident insurance 'almost never pays out'
Vancouver personal injury lawyer
Scott Stanley says accident insurance isn't worth buying.
"It's like playing with a slot machine that ... never pays out," he said.
Stanley says most accident insurance is designed to only pay for things that rarely happen.
"A really good example is with minor hockey policies," he said.
"They pay out if you lose your hand. I've never heard of that. You might lose a finger or tip of a finger, but not a hand. So in a way, they are engineered to never pay out."