求加拿大65岁之前拿退休金的攻略

[知更鸟]

那么65岁之前最好是取RRSP, 等到65岁领退休金

 

[gocanoeing]

那么65岁之前最好是取RRSP, 等到65岁领退休金

影响决定的一个关键因素是自己能活多久，这只能估算

 

[HappyWorld]

感觉就是什么时候领都没多少钱

我们第一代移民一般都不能拿满额，就更少了，估计60岁和65岁开始拿区别也不大，过了60岁，自己什么时候想拿了就申请，不需要算那么细，算来算去也就那么点，有饭吃就可以了

 

[ltyyqjg]

根据她的计算，65岁后才开始拿，而且要比60岁开始拿划算，你必须活过100岁。

早拿实际上比她算的还要划算，后拿的人要活到100多岁才能赶上。早拿的钱还可以早拿来投资，利滚利，假以时日，不少钱。

不过，如果杨振宁拿CPP，算法就不一样了。

 

[贾和平]

(Note: Maximum enhanced CPP payment of $30 /month after each month of your 65th birthday)

To receive the maximum CPP payment, you need to have made the max CPP contribution each year for at least 39 years. The maximum employee contribution changes each year. In 2024, it is $3,867.50, or 5.95% of your salary (less a $3,500 exemption), whichever is more.
Anyone who can, in about 10 to 15 years, get maximum CPP, aka "5万多的三分之一" , won't come to CFC.

 

[FlyingEagle]

下面链接暗示，老年人应该感谢现任总理顶住众多西方国家提高养老金年龄的压力，2015年上台后立刻冻结保守党政府提高养老金年龄的建议。

Canada was once on a course to participate in this sensible international trend. But the Trudeau government explicitly rejected a planned reform to the OAS and GIS that would have brought Canada’s policy approach into closer alignment with our peers. Specifically, in 2012, the federal government introduced a reform that would have raised the eligibility age for the OAS and GIS supplement to 67 years old by 2029. However, in 2015, the Trudeau government revered this decision and determined that the eligibility age would remain at 65.

BLOG: Canada’s eligibility age for government retirement benefits still stuck in the past

An aging population means more spending on health care and income support for older people.

www.fraserinstitute.org

 

[阿土仔]

下面链接暗示，老年人应该感谢现任总理顶住众多西方国家提高养老金年龄的压力，2015年上台后立刻冻结保守党政府提高养老金年龄的建议。

Canada was once on a course to participate in this sensible international trend. But the Trudeau government explicitly rejected a planned reform to the OAS and GIS that would have brought Canada’s policy approach into closer alignment with our peers. Specifically, in 2012, the federal government introduced a reform that would have raised the eligibility age for the OAS and GIS supplement to 67 years old by 2029. However, in 2015, the Trudeau government revered this decision and determined that the eligibility age would remain at 65.

BLOG: Canada’s eligibility age for government retirement benefits still stuck in the past

An aging population means more spending on health care and income support for older people.

www.fraserinstitute.org

我怎么记得有一段时间蛆多想把退休时间改回67岁，后来因为太过打脸放弃了。

 

[向问天]

下面链接暗示，老年人应该感谢现任总理顶住众多西方国家提高养老金年龄的压力，2015年上台后立刻冻结保守党政府提高养老金年龄的建议。

Canada was once on a course to participate in this sensible international trend. But the Trudeau government explicitly rejected a planned reform to the OAS and GIS that would have brought Canada’s policy approach into closer alignment with our peers. Specifically, in 2012, the federal government introduced a reform that would have raised the eligibility age for the OAS and GIS supplement to 67 years old by 2029. However, in 2015, the Trudeau government revered this decision and determined that the eligibility age would remain at 65.

BLOG: Canada’s eligibility age for government retirement benefits still stuck in the past

An aging population means more spending on health care and income support for older people.

www.fraserinstitute.org

但这是拖延问题，而不是解决问题。
拖延会导致问题的严重性呈现几何级别的增大。

 

[laurie]

谢了

我想到的第一个答案是：冷笑一声。

 

[laurie]

Canada Pension Plan - How much could you receive - Canada.ca

The amount of your Canada Pension Plan (CPP) retirement pension is based on how much you have contributed and how long you have been making contributions to the CPP at the time you become eligible.

www.canada.ca

村长怎么看待政府的越早拿越好？

 

[uglyducking]

我想到的第一个答案是：冷笑一声。

冷声一笑

 

[woodwolf]

记得前财长是64岁死的。
一分钱的退休金他都没拿到。

他老婆每月拿他一半的退休金。这个中国没有。

 

[向问天]

他老婆每月拿他一半的退休金。这个中国没有。

他老婆改嫁后，就是别人的老婆了。

 

[ccc]

村长怎么看待政府的越早拿越好？

这笔账，因人而异。如果有份好的工作，薪水不低，多拿五年工资，最后CPP还高点儿，何乐而不为呢。

 

[知更鸟]

他老婆每月拿他一半的退休金。这个中国没有。

好像国内有些地方有些级别可以给老婆12个月的亡夫退休金，忘了是我妈还是我婆婆说的。